Case Problem Analysis: Mental Incompetence Heidi Bauer suffered a brain injury in a motorcycle accident. Two years later, Jordan Moore, who was in default on a loan and was denied further credit by the bank, asked Bauer to take out a loan from the bank to invest in his business and the investment failed. When the loan matured, Bauer sued the bank claiming in part that Bauer lacked mental capacity to enter into the loan. During the trial, Bauer's attorney showed that Bauer was under court-appointed guardianship approximately one year before the loan transaction. Also, Bauer's testimony showed that she misunderstood the nature of the loan, believing that she was merely cosigning a loan for Moore and that Moore was responsible for paying it back. Finally, a medical expert testifying on Bauer's behalf stated that Bauer was "very deficient in her cognitive abilities, her abilities to remember and to read, write and spell she was very malleable, gullible, people could convince her of almost anything." The expert also said that she was "incompetent and... unable to make reasoned decisions" on the date she made the loan. Apply It: Mental Incompetence Total points: --15 Attempts left: 2 select answer may be Capacity is the element of a valid contract at issue here, affecting Bauer's capacity to contract. People who are adjudged mentally incompetent by the court select answer enter into a valid contract for necessities; however most contracts are select answer by the person or their guardian, meaning the contract select answer exist. Bauer's deficiency in her cognitive abilities Select answer indicate that she may not have understood the nature, purpose, or consequences of the contract. The court select answer likely to find Bauer mentally incompetent at the time she obtained the loan. If so, the loan select answer be void The bank select answer void the loan because the option to void the contract is select answer The bank's best argument that the contract with Bauer was valid is that Bauer select answer at the time she agreed to the loan. was What If the Facts Were Different? What if, at the time of Bauer's signing of the loan with the bank, she had ongoing memory, showed good judgment was not gullible, was reasonable in her goals and plans, and could manage her own affairs? Would a court have been likely to find the loan valid? The court select answer find the loan valid because there is evidence that she may have been What If the Facts Were Different? What if, at the time of Bauer's signing of the loan with the bank, she had ongoing memory, showed good judgment was not gullible, was reasonable in her goals and plans, and could manage her own affairs? Would a court have been likely to find the loan valid? The court select answer find the loan valid because there is evidence that she may have been select answer at the time of the contract.

Answers

Answer 1

Capacity is the element of a valid contract at issue here, affecting Bauer's capacity to contract. People who are adjudged mentally incompetent by the court cannot enter into a valid contract for necessities; however, most contracts are voidable by the person or their guardian, meaning the contract does exist.

Bauer's deficiency in her cognitive abilities indicates that she may not have understood the nature, purpose, or consequences of the contract. The court is likely to find Bauer mentally incompetent at the time she obtained the loan. If so, the loan would be void. The bank cannot void the loan because the option to void the contract is Bauer's.

The bank's best argument that the contract with Bauer was valid is that Bauer was competent at the time she agreed to the loan. If, at the time of Bauer's signing of the loan with the bank, she had ongoing memory, showed good judgment, was not gullible, was reasonable in her goals and plans, and could manage her own affairs, a court would have been likely to find the loan valid because there is evidence that she may have been competent at the time of the contract.

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Related Questions

In kant’s view, coercion is wrong because the person being coerced could not use their rationality to decide whether or not to consent.

a. true
b. false

Answers

a. True. In Kant's view, coercion is considered wrong because it undermines a person's ability to use their rationality and freely make decisions about whether or not to consent.

Kant emphasized the importance of autonomy and moral agency, believing that individuals possess inherent dignity and the capacity to reason. According to Kant's ethical framework, known as deontological ethics, moral actions are derived from rational principles and categorical imperatives. Categorical imperatives are universal moral laws that apply to all rational beings, regardless of personal desires or circumstances. Coercion involves using force, threats, or manipulation to compel someone to act against their will. Kant argued that such actions violate a person's autonomy and rationality by denying them the ability to freely choose and make moral decisions based on their own reasoned judgment. For Kant, moral actions must be guided by a sense of duty and respect for others as autonomous beings. Coercion undermines this principle by negating the individual's rational capacity to consent or dissent, thereby compromising their moral agency.

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Flighty Forsure, world traveler, says if the airlines want to attract more passengers, they should lower fares for business travelers as well as for vacationers. What is the economist’s view of this policy position?

A. A Great Idea!
B. Wrong! Vacationer’s demand for plane tickets is inelastic so the price should be decreased.
C. Wrong! Business traveler’s demand for plane tickets is inelastic so the price should be increased.
D. When price is dropped for an inelastic product, TR rise.

Answers

The economist’s view about the policy is : Wrong! Business traveler’s demand for plane tickets is inelastic so the price should be increased.

Inelaticity in demand

In the world of economics, the demand of a service or goods does not change even if price of that service or goods changes.

When the price increases, the buying habits of the consumer remains same, and also the buying habit or demand do not change when the price falls.

Thus in the context, lowering the fares of business travelers and vacationers will not change buying habits of the plane tickets of the people.

People will travel and will buy plane tickets even if the prices are not lowered.

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briefly explain one difference or similarity between the policies of wilson and either theodore roosevelt or william howard taft.

Answers

One similarity between the policies of Woodrow Wilson and Theodore Roosevelt is their emphasis on progressive reform. Both presidents sought to address social and economic issues during their time in office.

Wilson focused on his "New Freedom" agenda, which aimed to promote antitrust legislation, banking reform, and tariff reduction. Similarly, Theodore Roosevelt advocated for progressive policies known as the "Square Deal," which aimed to regulate big business, protect consumers, and conserve natural resources. Both presidents recognized the need for government intervention to promote fairness and equality in society.

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Which of the following is a characteristic of a flexible employee?
A.
turns down a promotion to stay in the same location
B.
prefers working at one specific task
C.
receives suggestions with an open mind
D.
puts in eight hours a day -- no more, no less

Answers

The flexible employee receives suggestions with an open mind, is one of the characteristic. Thus, option C is correct.

What is the flexible employee?

Flexible working is a style of working that accommodates an employee's needs, such as having flexible start and end times or working from home.  As an employer, flexible employee can help to promote a healthy work-life balance.

Companies and the flexible employees will benefit from a more positive, productive work environment where people feel valued, and the work feels more meaningful if they are adaptable to change, accommodating to requests, and open to new ideas.

Therefore, option C is correct, that one of the characteristics is that the flexible employee accepts suggestions with an open mind.

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how are people affected by cyber bullying​

Answers

Answer:

There affected in many ways

Explanation:

Bullying—including cyberbullying—causes significant emotional, psychological, and physical distress. Just like any other victim of bullying, cyberbullied kids experience anxiety, fear, depression, and low self-esteem. They also may experience physical symptoms, mental health issues, and struggle academically

how to create column percentages to test whether or not your research hypothesis can be supported.

Answers

To create column percentages to test whether or not your research hypothesis can be supported, follow these steps:  

Create column percentages to compare the variables. Supporting explanation: Column percentages are used to compare the percentage of each variable in relation to the total number of observations. This can be done by dividing the frequency of each variable by the total number of observations and multiplying by 100 to get a percentage. Once you have the percentages,

you can compare them to see if there is a significant relationship between the variables. For example, if you are testing whether or not there is a relationship between gender and voting preferences, you would create column percentages for male and female voters and compare them to see if there is a significant difference.

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Several District of Columbia residents challenged local firearms laws passed by the Washington, D.C., city council. One of these laws banned handguns in the District of Columbia. Another law required all lawfully owned shotguns or rifles to be kept unloaded and disassembled or else disarmed by a trigger lock.
The residents who challenged the laws want to possess handguns and keep them in their homes for self-defense. One of the residents owns a lawfully registered shotgun but wants to keep it assembled and not bound by a trigger lock. They do not object to the idea of a registration requirement for firearms. Also, they are not seeking to carry any firearms outside their homes. The residents claim that these firearms laws violate their rights under the Second Amendment to the U.S. Constitution.
Read the language of the Second Amendment on this page. Dothe Washington, D.C., firearms laws violate this Amendment? Explain your reasons.

Answers

Yes, the Washington, D.C., firearms laws violate the Second Amendment of the U.S. Constitution which states that “the right of the people to keep and bear Arms, shall not be infringed.

”Several residents of the District of Columbia challenged the local firearms laws that were passed by the Washington, D.C., city council. One of the laws banned handguns in the District of Columbia while another law required all lawfully owned shotguns or rifles to be kept unloaded and disassembled or else disarmed by a trigger lock.

These residents who challenged the laws want to possess handguns and keep them in their homes for self-defense. One of the residents owns a lawfully registered shotgun but wants to keep it assembled and not bound by a trigger lock. The firearms laws of the Washington, D.C., violate the Second Amendment to the U.S. Constitution. This is because the Second Amendment gives the citizens of the United States the right to keep and bear arms, which is one of the fundamental rights guaranteed by the Constitution. The laws in question essentially prohibited residents of the District of Columbia from keeping functional firearms in their homes for the purposes of self-defense. This is an infringement of their constitutional right to keep and bear arms, and the laws, therefore, violate the Second Amendment.

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I really really need hep please and thank you! Before the American Revolution, Americans were forced to house British soldiers. How did the Framers of the Constitution make sure this would never happen again? A)Special housing would be built for soldiers in each town. B)The 3rd Amendment of the Bill of Rights was included. C)People had the right to protect themselves. D)Only state governments could ask people to house soldiers.

Answers

Answer:

B.) The 3rd Amendment of the Bill of Rights was included.

Explanation:

The 3rd Amendment states, "No Soldier shall, in time of peace be quartered in any house, without the consent of the Owner, nor in time of war, but in a manner to be prescribed by law." Essentially, they're saying that we have the right to deny housing to soldiers.

Answer:

B I think (B is the 3rd Amendment of the Bill of Rights was included)

Explanation:

I hope this helps (:

Contestar. Read the list of ideas you wrote in Examinar el texto, and look again at the visual elements of the magazine article. Then answer the questions.
1. Who is the woman in the photo, and what is her role?
2. What is the article about?
3. What is the subject of the pie chart?
4. What is the subject of the bar graph?

Answers

The woman depicted in the photograph is an athlete demonstrating a yoga pose in a gym, emphasizing the article's focus on fitness and yoga's potential benefits. The article explores the relationship between yoga and overall well-being, both physically and mentally. The visual elements, such as the pie chart and bar graph, provide additional information about the different yoga poses and their benefits, as well as the growing popularity of yoga over time.

Explanation:


1. In the photo, there is a woman who is performing a yoga pose in a gym. The photo shows her stretching her body in an asana that demonstrates the flexibility and physical fitness associated with yoga. Her role in the article is to provide a visual representation of the practice of yoga and its benefits.

2. The article focuses on the practice of yoga and its many benefits. It discusses the various types of yoga and their benefits, as well as the benefits of yoga for physical and mental health. The article highlights the increasing popularity of yoga and its potential to improve overall well-being.

3. The pie chart in the article shows the percentage breakdown of different yoga poses and their corresponding benefits. It highlights the different areas of the body that yoga can help to strengthen, as well as the mental benefits of practising yoga.

4. The bar graph in the article shows the number of people who practice yoga and how it has increased over time. The graph demonstrates that more and more people are becoming interested in yoga and its benefits and that it is becoming a popular form of exercise and wellness practice.

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Page(s) 17-18 What Do Psychologists Investigate? Which of the following would represent a Gestalt approach? Correct Answer(s) Drag appropriate answer(s) here describing a sound by identifying its pitch, tone, and clarity Press Space to open believing that two people can see one thing in different ways Press Space to open seeing pictures in cloud shapes Press Space to open describing a sketch of a cityscape as a series of lines and boxes Press Space to open explaining a friend’s fear of dogs as based solely on one bad experience

Answers

Answer:

1. believing that two people can see one thing in different ways.

2. seeing pictures in cloud shapes.

Explanation:

Gestalt approach: In psychology, the term "gestalt approach" or "gestalt theory" signifies that the "whole is greater than its parts". In other words, the attributes of anything whole aren't deducible by analyzing its specific parts in isolation.

A famous Gestalt psychologist named Kurt Koffka explained that the human brain and eye distinctly perceives a particular shape as compared to the way they are being perceived by the single parts of those specified shapes.

There are five distinct principles involved in Gestalt theory:

1. Proximity.

2. Closure.

3. Continuity.

4. Connectedness.

5. Similarity.

What is a good race answer to this ? (I started a bit)

Answers

Answer:

i cant see your picture plzz repost

Explanation:

NO LINKS PLEASE
why was advertisement important in the 1950s?

Answers

Answer:

This was because at this time consumer consumption reach a historical high level and also the TV's massive reach help with the advertising. Also because of the events happening at the time, the end of World War II signaled the end of a thrift-based consciousness that Americans had held since the Great Depression.

Explanation:

Individuals with adhd are typically identified as adhd and referred for special assistance during the:________

Answers

Individuals with ADHD are typically identified as ADHD and referred for special assistance during the educational or developmental stages.

ADHD, or Attention-Deficit/Hyperactivity Disorder, is a neurodevelopmental condition that affects both children and adults. It is commonly diagnosed during the educational or developmental stages of a person's life, typically in childhood. Symptoms of ADHD include difficulties with attention, hyperactivity, and impulsivity, which can impact a person's academic performance and social interactions.

When individuals exhibit symptoms consistent with ADHD, they may undergo assessments and evaluations by healthcare professionals, educators, or psychologists to determine a diagnosis. Once identified as having ADHD, individuals may be referred for special assistance or support services within educational settings, such as individualized education plans (IEPs) or accommodations to help manage their ADHD symptoms and optimize their learning experience.

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dose water come from the sewers

Answers

No because there is no way to flither the pee and people would get sick because of the poop

How did non-Muslims and non-Arabs affect the Umayyad empire?

Answers

Explanation:

The Abbasids distinguished themselves from the Umayyads by attacking their moral character and administration. In particular, they appealed to non-Arab Muslims, known as mawali, who remained outside the kinship-based society of the Arabs and were perceived as a lower class within the Umayyad empire.

what underlying social factor caused a great deal of instability in many of the newly-independent african nations?

Answers

The underlying social factor that caused a great deal of instability in many of the newly-independent African nations was ethnic diversity.

After gaining independence from colonial powers, African nations faced the challenge of uniting diverse ethnic groups within their borders. The colonial legacy had often exacerbated ethnic tensions and created divisions among different groups. The newly-formed governments struggled to navigate these complexities and establish a sense of national identity that transcended ethnic affiliations. Political power struggles along ethnic lines, competition for resources, and unresolved historical grievances fueled conflicts and instability in many African countries.

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Is the feeling of unity created when all parts relate well with each other called?​

Answers

Answer:

?????wym

Explanation:

Conflicts between various franchisees of a company are an example of vertical channel conflict.

a. True
b. False

Answers

Conflicts between various franchisees of a company are an example of vertical channel conflict is False

Conflicts between various franchisees of a company are an example of horizontal channel conflict, not vertical channel conflict.

Vertical channel conflict refers to conflicts or disagreements between different levels of a distribution channel, such as conflicts between a manufacturer and its distributors or conflicts between a manufacturer and retailers. It typically involves disagreements related to pricing, product positioning, or distribution strategies.

On the other hand, conflicts between franchisees of the same company are considered horizontal channel conflict. In a franchise system, individual franchisees operate independently but are part of the same brand or company. Conflicts between franchisees can arise due to issues like territorial disputes, competition for customers, or disagreements over local marketing efforts.

Conflicts between various franchisees of a company are an example of horizontal channel conflict, not vertical channel conflict. Understanding the nature of these conflicts can help companies effectively manage and resolve conflicts within their franchise systems to maintain a cohesive brand image and optimize performance across all franchise locations.

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In a person centered view, the actualizing tendency implies that humans:
a. Have an innate desire to move toward health and fulfillment
b. can achieve their goals with proper motivation
c. need a growth promoting climate to move forward
d. all of the above
e. both 1 and 3 are true

Answers

In a person centered view, the actualizing tendency implies that humans d. all of the above.

Carl Rogers established person-centered therapy, often known as non-directive, client-centered, or Rogerian therapy, in the early 1940s. This school of thought holds that humans are innately motivated to achieve positive psychological functioning.

The client is seen as the expert in their own life and directs the general course of therapy, with the therapist acting in a non-directive capacity. This activity provides an overview of person-centered therapy and emphasizes the role of the interprofessional team in improving care for patients who receive person-centered therapy.

Carl Rogers established person-centered therapy, often known as non-directive, client-centered, or Rogerian therapy, in the early 1940s.

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Imagine living life as a pioneer. What would life be like for you and your family based on the definition of a pioneer?

Answers

Answer:

For my family, life as a pioneer would be very different and difficult. Since everything would be exceptionally new to us, we would have to figure out ways to get tasks done that we need to complete. Since there would be no or very little technology, it would be much different from our world today and would take getting used to.

Who was Caesar Augustus​

Answers

Caesar Augustus was the first Roman emperor, reigning from 27 BC until his death in AD 14. His status as the founder of the Roman Principate has consolidated an enduring legacy as one of the most effective and controversial leaders in human history

1a. Based on the background materials, explore the positive and negative effects of authority figures upon a person who is part of a group or a team.
1b. Elaborate on how the situation (law enforcement role or leadership role) influences the emergence of authority traits in people.
Cite your sources

Answers

Authority figures can have both positive and negative effects on individuals within a group or team. Positive effects include guidance and direction, accountability and responsibility, and skill development.

1a. Authority figures can have both positive and negative effects on individuals within a group or team. Positive effects include:

Guidance and direction: Authority figures provide clear instructions and goals, ensuring the group stays focused and organized.

Accountability and responsibility: Authority figures hold individuals accountable for their actions, promoting discipline and a sense of responsibility within the team.

Skill development: Effective authority figures can identify and develop the talents of team members, helping them grow and acquire new skills.

However, there are also negative effects:

Abuse of power: Some authority figures may misuse their power, leading to exploitation, favoritism, or discrimination within the team.

Suppression of creativity: Excessive authority can stifle individual creativity and discourage innovative thinking, limiting the team's potential.

Dependency: Over-reliance on authority figures can hinder individuals from taking initiative or developing their decision-making skills.

Source: Riggio, R. E. (2013). Introduction to Industrial/Organizational Psychology. Psychology Press.

1b. The situation, whether it is a law enforcement role or a leadership role, can influence the emergence of authority traits in people. In law enforcement roles, individuals are entrusted with maintaining order and enforcing laws, which can shape their authority traits. They may develop traits such as assertiveness, decisiveness, and a strong sense of duty to uphold the law.

In leadership roles, individuals are responsible for guiding and influencing others toward achieving shared goals. This situation can foster the emergence of authority traits like communication skills, vision, empathy, and the ability to inspire and motivate others.

Source: Judge, T. A., & Bono, J. E. (2000). Five-factor model of personality and transformational leadership. Journal of applied psychology, 85(5), 751-765.

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The ways in which various civilizations developed were very different.
True
False

Answers

Answer:

I think it might be false

Explanation:

water......herbivore....... carbon dioxide........oxygen

Answers

Oxygen

Photosynthesis happens when light energy gets converted into chemical energy, in the form of sugars. Glucose molecules are constructed from water and carbon dioxide.

Byproduct: Oxygeb

provide examples of characters who fail to act for the greater good. why do they fail to act? how does this contribute to miller’s purpose and/or commentary on his society?

Answers

In Arthur Miller’s play, The Crucible, various characters fail to act for the greater good, leading to the escalation of the witch trials. One such character is Reverend Parris, who is more concerned with protecting his reputation than protecting his parishioners.

Parris’s selfishness prevents him from taking action to stop the witch trials when he realizes they are based on lies. Instead, he supports the trials because he believes they will strengthen his position as a religious leader. Another character who fails to act for the greater good is Judge Danforth. He is more concerned with maintaining his authority than achieving justice. Despite having evidence that the witch trials are fraudulent, Danforth continues to support them because he fears losing face. In doing so, he allows innocent people to be convicted and executed.

Miller’s purpose in highlighting these characters’ failures to act is to show the danger of putting personal interests above the common good. He is commenting on the hysteria and paranoia that swept through America during the McCarthy era, leading to false accusations and the persecution of innocent people. Through his play, Miller warns against the dangers of conformity and encourages people to speak out against injustice, even when it goes against the norm.

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A person being arrested must be informed of all:__________

Answers

A person being arrested must be informed of all of their rights, commonly referred to as Miranda rights

What are the Mitranda rights

When a person is arrested, they must be informed of their rights, commonly known as Miranda rights. These rights include the right to remain silent, the right to an attorney, the right to be informed that anything they say can be used against them in court, and the right to stop questioning at any time.

These rights are intended to protect individuals from self-incrimination and are based on the landmark U.S. Supreme Court case Miranda v. Arizona.

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Explain the three categories of biodiversity. ill mark brainly

Answers

Answer:

Usually three levels of biodiversity are discussed—genetic, species, and ecosystem diversity. Genetic diversity is all the different genes contained in all individual plants, animals, fungi, and microorganisms.

hope this answer helps you.....

what is an example of a u.s. citizens' obligation​

Answers

Responsibilities than obligations, but below are some things expected of American citizens;

• Support and defend the Constitution.

• Stay informed of the issues affecting your community.

• Participate in the democratic process.

• Respect and obey federal, state, and local laws.

• Respect the rights, beliefs, and opinions of others.

• Participate in your local community.

• Pay income and other taxes honestly, and on time, to federal, state, and local authorities.

• Serve on a jury when called upon.

• Defend the country if the need should arise.  

Explanation:

Si fueras el entrenador del equipo Talemtus Callao y tuvieras que pedir el auspicio de

una empresa, ¿de qué rubro o sector sería? Escribe el borrador de una carta en la que

solicites auspicio a dicha empresa.

Es de Aprendo En Casa Porafa ayuda

Answers

La respuesta correcta para esta pregunta abierta es la siguiente.

Si fuera el entrenador del equipo Talemtus Callao y tuvieras que pedir el auspicio de una empresa, el rubro o sector que elegiría sería el de ropa deportiva.

El borrador de la carta sería el siguiente.

Estimado Lic. (nombre del Director de Mercadotecnia).

Por este conducto me permito distraerlo de su atareada agenda para comentarle lo siguiente.

Como entrenador del equipo Talemtus Callao, una de mis prioridades es lograr la mejor preparación para competir y representar a nuestra ciudad. Para ello, el equipo necesita de una serie de apoyos para poder conseguir la correcta preparación físico-atlética y enfocarse al aspecto táctico del juego.

Con objeto de incrementar nuestras capacidades, hemos decidido buscar los apoyos comerciales que nos ayuden a solventar los gastos de una larga temporada.

Por esa razón, nos dirigimos respetuosamente a usted porque quisiéramos que su marca de ropa de prestigio nos apoyara.

De hecho, queremos vestirnos con sus playeras, pants, y accesorios deportivos.

En nuestro estadio e instalaciones deportivas tenemos espacios comerciales que le pueden interesar porque son visitados permanentemente por nuestros seguidores, y nuestro estadio tiene una capacidad de 20 mil asientos.

Además, nuestros juegos son transmitidos por la televisión regional.

Agradezco de antemano su valioso tiempo, y con el deseo de platicar personalmente con usted, me despido con afecto.

Atentamente

An intense form of patriotism or loyalty to one's country.
A. Nationalism
B. Imperialism
С. Socialism
D Militarism​

Answers

This is nationalism, since nationalism is when someone feels great pride in there nation/country. So it is A nationalism.
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Maintenance and Information System personnel costs for the disparate systems are unreasonably high, because the hospital system cannot capitalize on economies of scale. Information is not readily accessible for analysis for either business purposes or evaluation of quality of care. Strategically, the hospital knows that it must eliminate these information systems problems to provide quality care and to operate all its facilities efficiently and effectively. The first step toward meeting its strategic objectives is to develop an information system strategic plan. Your team has been hired as a consulting party to assist with strategic planning and other ongoing needs pertaining to health IT. 1. As you start to work on this consulting project, do an analysis of the situation at this facility by focusing on its readiness for a complete EHR system. 2. Apply information theory in terms of identifying the various inputs into existing information systems, potential outputs, and overall data use. 3. Discuss what information you would need to come up with a strategic plan? Create an exponential function that models this situation based on the time in secons in the video.B(t)= __ Welp what is 103883+293883=? please helppp mah mum in city :') HELPP ME PLZ if I were to ask a person what life was like when Genghis Khan ruled, what would he or she say? The balanced scale represents the equation: 3x + 1 = x + 3If one x block is subtracted from the right side and three numbered blocks are subtracted from the left side. What process willbalance the scale?subtract one x block from the left side and subtract three numbered blocksfrom the left sidesubtract one x block from the left side and subtract three numbered blocksfrom the right sidesubtract one x block from the right side and subtract'three numberedblocks from the left sidesubtract one x block from the right side and subtract three numberedblocks from the right side Which of the following statements about the polynomial function F(x)=x^3+2x^2-1 is true You've just bought a share of stock for $82. You plan to sell it next year. The company has been growing, and it plans to increase the dividends by 8% each year, and it has just paid a $3.1 dividend on each share.If you sell the share of stock next year, what will be your dividend yield over the coming year?