Now that he has a part-time job, your younger brother Daniel is opening up his own checking account. You want to pass on what you have learned about checking accounts to him. Prepare a list of recommendations for Daniel covering the following topics: Questions he should ask before opening an account Three ideas on how best to manage his account Three features of online and mobile banking that he should use Overdraft protection: Opt-in or opt-out?

Answers

Answer 1

Answer:

1. He should ask about all the fees the bank charges and interest rates. He should also ask why he should open up his checking account with them. He should compare banks to see which is the best option for him.

2. One way he can best manage his account is to download the mobile banking app if there is one. A second idea would be to make sure he is being cautious about entering the pin number in busy stores or shopping on unsecured websites. A third idea for him to best manage his account would be to not get overdraft protection. There can be a lot of fees when getting this protection.

3. One feature of online and mobile banking he should use is direct deposit. It is a fast way to directly receive money into your checking account. Another feature is many apps allow access to both the checking and savings account. It is an quick way to transfer money between these two accounts. A third feature is cashing checks online. He can cash his checks online by using the mobile app and taking a picture of it.

4. He should not get overdraft protection. He shouldn't get overdraft protection because it adds up after you have run out of money. Overdraft protection is one of the main ways banks make a profit.

Explanation:


Related Questions

Paige is 64 years old and would like to retire from her job at a large accounting firm. She, however, is concerned about health insurance. She would not be eligible for Medicare benefits until age 65, and due to some serious health conditions, she would not be able to obtain insurance in the private market. She has good health insurance at the accounting firm and is considering putting off her retirement so that she can keep it.
Which of the following would likely enable Paige to keep her insurance with the accounting firm until she is eligible for Medicare?A) The Health Insurance Portability and Accountability ActB) The Consolidated Omnibus Budget Reconciliation ActC) The Employee Security ActD) The Insurance Protection Act

Answers

Answer:

B)The Consolidated Omnibus Budget Reconciliation Act

Explanation:

We are informed about Paige, a 64 years old who would like to retire from her job at a large accounting firm. And she is concerned about health insurance. She would not be eligible for Medicare benefits until age 65, and due to some serious health conditions, she would not be able to obtain insurance in the private market. She has good health insurance at the accounting firm and is considering putting off her retirement so that she can keep it.

In case Paige want to keep her insurance with the accounting firm until she is eligible for Medicare, The law that would likely enable is the Consolidated Omnibus Budget Reconciliation Act.

The Consolidated Omnibus Budget Reconciliation Act by U.S Congress was signed into law in 1985 by President Ronald Reagan.It enables employee of an organization to enjoy the benefits that comes with their Heath insurance even after they are not working in the organization again.

Sadie Equestrian Services established a petty cash fund in the amount of $500 on June 1, 2013. On June 30, a review of the petty cash vouchers showed disbursements for the following: Stamps $60 Cab Fare for Ms. Sadie to attend meeting downtown $28 Dinner for employees working overtime $185 Messenger Costs for delivering legal documents $54 Advance to salesperson for attending networking event $25 Purchase of emergency office supplies $69. The Petty cash fund had a remaining cash balance of $77. The proprietor, Ms. Sadie also decided to increase the size of the Petty Cash fund to $700. Journalize the following:
a) Transaction to establish
Petty Cash Fund
b) Transaction to replenish
Petty Cash Fund on June 30
c) Transaction to increase the size of the
Petty Cash Fund

Answers

Answer:

a. Date    Description            Debit Credit

1-Jun        Petty cash fund     $500

                    Cash                                  $500

                [To open the petty cash fund]

b. Date   Description                       Debit   Credit

30-Jun    Stamps                               60

               Cab fare                             28

                Dinner expense                185

                Messenger cost                 54

                Advance to sales person  25

                Office supplies                   69

                Cash short and over           2  

                Petty cash fund                                423

                [To replenish the petty cash fund]

c. Date   Description                       Debit   Credit

June 30 Petty cash [$700-$500]  $200  

                Cash                                             $200

               [To increase the petty cash fund]

Determine whether each statement describes the income effect, the substitution effect, or neither. Assume that all other variables are held constant. The price of lobster doubles, making Henri feel less wealthy. As a result, Henri buys fewer lobsters. The price of chicken falls by $0.75 a pound. Since chicken is now relatively less expensive than ground beef, Mary buys more chicken and less beef. The average price of a DVD falls by 15 percent. Tom buys more DVDs because his monthly movie budget can now stretch further. Model Planes Incorporated reduces production of its wooden plane product line. Jessica sees that the price of orange juice is higher this week. She decides to buy less orange juice and more apple juice because orange juice is relatively more expensive.

Answers

Answer: See explanation

Explanation:

Income effect is when the demand for a particular good or service changes because the real income of the person has changed.

Substitution effect arises when there is a reduction in the sales for a good or service due to a price rise and therefore the consumers have switched to a cheaper alternative. For example, if the price of beef rises, the consumers may shift and purchase more of chicken.

Based on the above scenario, the following will then be:

• The price of lobster doubles, making Henri feel less wealthy. As a result, Henri buys fewer lobsters.

Income effect

Henry's real income has changed, he has more money and hence reduces the purchase for lobsters because he sees it as inferior good.

• The price of chicken falls by $0.75 a pound. Since chicken is now relatively less expensive than ground beef, Mary buys more chicken and less beef.

Substitution effect

Mary has moved to a cheaper alternative in this situation.

• The average price of a DVD falls by 15 percent. Tom buys more DVDs because his monthly movie budget can now stretch further.

Income effect

• Model Planes Incorporated reduces production of its wooden plane product line.

No effect

No effect here as it's neither income effect not substitution effect.

• Jessica sees that the price of orange juice is higher this week. She decides to buy less orange juice and more apple juice because orange juice is relatively more expensive.

Substitution effect

The reduction in the quantity demanded of lobsters describes the income effect.

Mary substituting chicken for ground beef is an example of the substitution effect.

The increase in the quantity demanded of DVDs describes the income effect.

Reduction in the production of wooden plane does not describe the income or substitution effect.

The increase in the demand for orange juice is  an example of the substitution effect.

The substitution effect when a change in the price of a good leads consumers to substitute the demand for the good with other goods. If the price of the good increases, consumers buy cheaper substitutes. If the price of the good declines, consumers reduce the consumption of the substitute and increase the demand for that good.  

The income effect is when an increase in price lowers consumer's purchasing power, holding money income constant. This would lead to a fall in the quantity demanded of the good. When price decreases, purchasing power increases and consumers demand more of the good.

A similar question was answered here: https://brainly.com/question/13324912

Quiz Instructions
Question 1
5 pts
(02.01 LC)
Which of these factors is likely to have the greatest influence on purchases by consumers to choose a different
option than originally intended?
The price of a good or service
The price of alternatives or substitutes
Their own income
Their personal preferences

Answers

Answer:

The price of alternatives or substitutes

Reason: When there are alternatives or substitutes, this means that the consumer can then get better options.

Oct. 1 Stockholders invest $30,000 in exchange for common stock of the corporation.
2 Hires an administrative assistant at an annual salary of $36,000.
3 Buys office furniture for $3,800, on account.
6 Sells a house and lot for E. C. Roads; commissions due from Roads, $10,800 (not paid by Roads at this time).
10 Receives cash of $140 as commission for acting as rental agent renting an apartment.
27 Pays $700 on account for the office furniture purchased on October 3.
30 Pays the administrative assistant $3,000 in salary for October.
Required:
Prepare the debit—credit analysis for each transaction.

Answers

Answer:

Debit credit analysis of given journal entries.

Explanation:

1. Cash ac dr , Purchase (common stock) ac cr ... 30000

2. No entry for hiring only , No accrual or cash transaction takes place

3. Furniture ac dr, creditor/ accounts payable (Furniture supplier) ac cr ... 3800

6. Debtor/ accounts recievables (Roads') ac dr, Comission ac cr ... 10800

10. Cash ac dr, Comission ac cr ... 140

27. creditor/ accounts payable (Furniture supplier) ac dr, Cash ac cr ... 700

30. Salary ac dr, Cash ac cr 3000

High Tech Manufacturing manufactures 256GB SD cards​ (memory cards for mobile​ phones, digital​ cameras, and other​ devices). Price and cost data for a relevant range extending to​ 200,000 units per month are as​ follows:


Sales price per unit: (current monthly sales volume is 120,000 units) $25

Variable costs per unit:
Direct materials 6.60
Direct labor 7.70
Variable manufacturing overhead 2.40
Variable selling and administrative expenses 1.90

Monthly fixed expenses:
Fixed manufacturing overhead 241,900
Fixed selling and administrative expenses 327,900

Required:
a. What is the company's contribution margin per unit? Contribution margin percentage? Total contribution margin?
b. What would the company's monthly operating income be if the company sold 160,000 units?
c. What would the company's monthly operating income be if the company had sales of
d. What is the breakeven point in units? In sales dollars?
e. How many units would the company have to sell to earn a target monthly profit of $260,100?
f. Management is currently in contract negotiations with the labor union. If the negotiations fail, direct labor costs will increase by 10% and fixed costs will increase by S22,500 per month. If these costs increase, how many units will the company have to sell each month to break even?
g. Return to the original data for this question and the rest of the questions. What is the company's current operating leverage factor (round to two decimals)?
h. If sales volume increases by 7%, by what percentage will operating income increase?
i. What is the company's current margin of safety in sales dollars? What is its margin of safety as a percentage of sales?

Answers

Answer:

High Tech Manufacturing

a. Contribution margin per unit:

Selling price = $25

Variable cost   $18.60

Contribution   $6.40

Contribution margin percentage:

Contribution/Selling price * 100

= $6.40/$25 * 100

= 25.6%

Total contribution margin:

Sales Revenue ($25 * 120,000) = $3,000,000

Variable cost ($18.60 * 120,000) =  2,232,000

Total Contribution =                        $768,000

b. Monthly operating income if the company sold 160,000 units:

Sales Revenue ($25 * 160,000) =            $4,000,000

Variable cost ($18.60 * 160,000) =             2,976,000

Total Contribution =                                  $1,024,000

Fixed manufacturing overhead $241,900

Fixed selling and administrative

expenses                                    327,900

Total Expenses                                           $569,800

Operating Income                                    $454,200

c. What would the company's monthly operating income be if the company had sales of $4,500,000?

Sales volume = $4,500,000/$25 = 180,000 units

Sales Revenue ($25 * 180,000) =            $4,500,000

Variable cost ($18.60 * 180,000) =             3,348,000

Total Contribution =                                   $1,152,000

Fixed manufacturing overhead $241,900

Fixed selling and administrative

expenses                                    327,900

Total Expenses                                           $569,800

Operating Income                                     $582,200

d. Break-even point in units = Fixed costs/Contribution per unit

= $569,800/$6.4

= 89,031 units

Break-even point in sales dollars = Fixed costs/Contribution margin ratio

= $569,800/25.6%

$2,225,781.25

e. Sales unit to earn a Target profit of $260,100:

= (Fixed Costs + Target profit)/Contribution per unit

= ($569,800 + $260,100)/$6.40

= 129,672 units

f.  If direct labor costs increase by 10% and fixed costs increase by $22,500, units to sell to break even per month:

= $592,300/$5.63

= 105,204 units

g. Current operating leverage factor = Contribution margin / Net operating income

= $768,000/198,200

= 3.87

h. = 27.12%

Sales Revenue ($25 * 128,400) = $3,210,000

Variable cost ($18.60 * 128,400) =  2,388,240

Total Contribution =                          $821,760

Fixed Costs                                      $569,800

Operating income                            $251,960

Increase operating income = $53,760 ($251,960 - $198,200)

Percentage increase = $53,760/198,200 * 100

= 27.12%

i.  Margin of safety as a percentage of sales:

Margin of safety = (Sales Minus Break-even Sales)/Sales * 100

= ($3,000,000 - $2,225,781)/$3,000,000 * 100

= 3.91%

Explanation:

Price and Cost Data and Calculations:

Relevant range = 200,000 units per month

Sales price per unit: (current monthly sales volume is 120,000 units) $25

Variable costs per unit:

Direct materials                                6.60

Direct labor                                       7.70        + 1.1 = $8.47

Variable manufacturing overhead  2.40

Variable Manufacturing Costs    $16.70

Variable selling and administrative expenses 1.90

Total variable costs per unit  $18.60            New = $19.37

Total contribution margin:

Sales Revenue ($25 * 120,000) = $3,000,000

Variable cost ($18.60 * 120,000) =  2,232,000

Total Contribution =                        $768,000

Total fixed costs =                            $569,800

Operating income =                         $198,200

New Contribution = $25 - 19.37 = $5.63

Contribution margin ratio = $5.63/$25 * 100 = 22.52%

Monthly fixed expenses:

Fixed manufacturing overhead $241,900

Fixed selling and administrative expenses 327,900

Total fixed costs = $569,800

New fixed costs = $569,800 + $22,500 = $592,300

what is Framing in a conversation?​

Answers


“How someone frames an issue influences how others see it and focuses their attention on particular aspects of it. Framing is the essence of targeting a communication to a specific audience. Although conceptually framing seems pretty staightforward, the reality is that most people don't do it well.”

Word it differently or be arrested for plagiarism :D

Answer:

How someone frames an issue affects how it is seen by others and focuses their attention on specific aspects of it. Framing is the basis of approaching a particular audience to connect. Although framing seems very simple conceptually, the reality is that most people don't do it well.

Explanation:

Evan has a bachelor’s degree in ethics and Human Resources and he has extensive experience working with employees and managers regrading ethics especially in the areas of ethical dilemmas in his current position he has assisted extensively in determining if the company decisions are both ethical and lawful. Which position in the company does Evan background make him ideally suited for

Answers

Answer:

Ethics Officer

Explanation:

An Ethics Officer is responsible for looking at every perspective of an organization's procedures to ensure that they are consistent with the organization's code of ethics. Their principal task is to develop a robust ethical culture across all departments.

As the ethics officer, Evans will serve as the company's internal control point for ethics. He will handle allegations /complaints on indecencies and conflicts of interest. Evans will render corporate leadership and advice on ethical issues in governance.

basic level profession​

Answers

Answer:

The basic level profession

Communication skills business communicator is a key point for every type of job. The ability to communicate effectively is very important for business relationships.Decision- Making skills one of the hardest things in our life is to make decisions. but it is also is one of the most important abilities that has a crucial role for us.Leadership skills are among the top qualities and competencies in the professional skills list.Organizational skills you need in the workplace can include general planning, coordinating resources, and meeting deadlines.Time Management skills are an important part of organizational skills.Flexibility is among the top abilities in the professional skills list.Stress Management skills is a good professional never allows stress to reflect his/ her job and tasks

As operations manager, you are concerned about being able to meet sales requirements in the coming months. You have just been given the following production report: JAN FEB MAR APR Units produced 2,300 1,800 2,800 3,000 Hours per machine 325 200 400 320 Number of machines 3 5 4 4 Find the average of the monthly productivity figures (units per machine hour). (Do not round intermediate calculations. Round your answer to 2 decimal places.) Average productivity 2.06 correct units per machine hour

Answers

Answer: 2.36

Explanation: Hours per machine * # of machines

325 * 3 = 975

Units produced/ Machine Hour

2,300/975 = 2.36

The average of the monthly productivity figures is 2.36.

Who are managers?

"Manager can be defined as a person who is in charge of managing or looking after an organization he is an acting leader who helps in delegating the responsibilities as well as setting the goals also he possesses some leadership qualities that help in running an organization smoothly."

Hours per machine 325

In total there are 3 units that are producing that the operation manager needs to focus on intaking the decision.

Total machine hour is calculated as:

Hours per machine * number of machines

= 325 * 3

= 975

The average of monthly productivity  that the operating manager needs to incur for the smooth running of the business is:

Units produced/ Machine Hour

= 2,300/975

= 2.36

Learn more about managers, here:

https://brainly.com/question/28017308

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Your parts supplier gives you one-quarter of a year to pay for parts ordered today, or offers you a discount if you pay cash at purchase. You have just purchased $94,500 worth of parts from your supplier and the discount is at an annual rate of 10%. How much will you pay for the parts if you pay today

Answers

Answer: $92,275

Explanation:

The amount you will pay today is the present value of the purchase price given a 10% discount for a quarter of a year.

= 94,500/ (1 + 10%) ^ 1/4 year

= 92,274.91147

= $92,275

An injunction is a court order for a party to a contract to

Answers

Answer:

do something agreed to under an original contract.

Explanation:

An injunction is an order compelling one party to a contract to fulfill their obligations as agreed in the original contract. Therefore, an injunction is a remedy available to any party engaged in the contract should there a breach of the contract.

All valid contracts are enforceable by law. An aggrieved party has the right to go to court and seek orders to compel the other party to fulfill their duty as per the contact. The orders given are the court injunctions.  

Assume that you have a $100,000 account and you are willing to risk 5% of your capital on an idea. You determine that the there is $4 of risk in your trade. What should be your maximum position size

Answers

Answer:

$1,250 Shares

Explanation:

Calculation for What should be your maximum position size

First step is to calculate the 5% risk of your capital

Capital risk =5%*$100,000

Capital risk=$5,000

Last step is to calculate What should be your maximum position size

Maximum position size=$5,000/$4

Maximum position size=$1,250 Shares

Therefore What should be your maximum position size is $1,250 Shares

Balance sheet information for Pawn Company and its 90%-owned subsidiary, Sox Corporation, at December 31, 20X1, is summarized as follows:
Pawn Sox
Current assets-net $200,000 $50,000
Property, plant, and equipment-net 1,000,000 600,000
Investment in Sox 558,000
$1,758,000 $650,000
Current liabilities $100,000 $30,000
Capital stock 800,000 400,000
Retained earnings 858,000 220,000
$1,758,000 $650,000
Pawn acquired its interest in S for cash when S's assets and liabilities were smaller than their fair values. The consolidated balance sheet of P and S at December 31, 20X1 will show:
a. non-controlling interest, $65,000
b capital stock, $800,000
c. investment in Sioux, $558,000
d. retained earnings, $1,078,000

Answers

Answer:

b. capital stock, $800,000

Explanation:

a. Non-controlling interest, $65,000 is incorrect

Reason: The Non-controlling interest would be 10% of the net assets

Net assets = 650,000 - 30,000  =620,000

The Non-controlling interest would be 10% of the net assets

= $620,000 *10%   = $62,000

b. b capital stock, $800,000 is Correct

Company will show the capital stock as $800,000  in the consolidated balance sheet. In consolidated financial statements of any company, the amount will be reflected for the equity that with the outside shareholders, and in other company share purchased are not shown under the capital stock account  

c. investment in Sioux, $558,000 is incorrect

Reason: investment in Sioux will not be shown in the consolidated balance sheet and will be eliminated in consolidation

d. Retained earnings, $1,078,000 - Incorrect

Reason: Retained earning as summarized in the Balance sheet carry the value of  $1,758,000 + $650,000

Sales and Purchase-Related Transactions Using Perpetual Inventory System The following were selected from among the transactions completed by Essex Company during July of the current year. Essex uses the net method under a perpetual inventory system.

July 3. Purchased merchandise on account from Hamling Co., list price $72,000, trade discount 15%, terms FOB shipping point, 2/10, n/30, with prepaid freight of $1,450 added to the invoice.
5. Purchased merchandise on account from Kester Co., $33,450, terms FOB destination, 2/10, n/30.
6. Sold merchandise on account to Parsley Co., $36,000, terms n/15. The cost of the goods sold was $25,000.
7. Returned merchandise with an invoice amount of $6,850 purchased on July 5 from Kester Co.
13. Paid Hamling Co. on account for purchase of July 3.
15. Paid Kester Co. on account for purchase of July 5, less return of July 7.
21. Received cash on account from sale of July 6 to Parsley Co.
21. Sold merchandise on MasterCard, $108,000. The cost of the goods sold was $64,800.
22. Sold merchandise on account to Tabor Co., $16,650, terms 2/10, n/30. The cost of the goods sold was $10,000.
23. Sold merchandise for cash, $91,200. The cost of the goods sold was $55,000.
28. Paid Parsley Co. a cash refund of $7,150 for returned merchandise from sale of July 6. The cost of the returned merchandise was $4,250.
31. Paid MasterCard service fee of $1,650.

Required:
Journalize the transactions.

Answers

Answer:

General Journals

July 3.

Merchandise $62,650 (debit)

Accounts Payable : Hamling Co.  $62,650 (credit)

Purchase of Merchandise on credit from Hamling Co

July 5.

Merchandise $33,450 (debit)

Account Payable : Kester Co $33,450 (credit)

Purchase of Merchandise on credit from Kester Co

July 6.

Account Receivable : Parsley Co $36,000 (debit)

Cost of Sales $25,000 (debit)

Sales Revenue $36,000 (credit)

Merchandise $25,000 (credit)

Sale of Merchandise on credit to Parsley Co

July 7.

Account Payable: Kester Co $6,850 (debit)

Merchandise $6,850 (credit)

Merchandise Returned to Kester Co

July 13.

Account Payable : Hamling Co. $62,650 (debit)

Discount Received $1,253 (credit)

Cash $61,397 (credit)

Payment of Merchandise supplied by Hamling Co. Net Cash Discount

July 15.

Account Payable : Kester Co. $26,600 (debit)

Discount Received $532 (credit)

Cash $26,068 (credit)

Payment of Merchandise supplied by Kester Co. Net Cash Discount

July 21.

Cash  $108,000 (debit)

Cost of Sales $64,800 (debit)

Sales Revenue $108,000 (credit)

Merchandise $64,800 (credit)

Cash Sale of Merchandise

July 22.

Account Receivable :  Tabor Co $16,650 (debit)

Cost of Sales $10,000 (debit)

Sales Revenue $16,650 (credit)

Merchandise $10,000 (credit)

Sale of Merchandise on credit to Tabor Co

July 23.

Cash $91,200 (debit)

Cost of Sales $55,000 (debit)

Sales Revenue $91,200 (credit)

Merchandise $55,000 (credit)

Cash Sale of Merchandise

July 28.

Sales Revenue $7,150 (debit))

Merchandise $4,250 (debit)

Account Receivable : Parsley Co $7,150 (credit)

Cost of Sales $4,250 (credit)

Refund for Merchandise Returned by Parsley Co

July 31.

Service Fees $1,650 (debit)

Cash $1,650 (credit)

Service Fees Paid

Explanation:

See the journal entries and their narrations prepared above.

The CIS Department at Tiny College maintains the Free Access to Current Technology (FACT) library of e-books. FACT is a collection of current technology e-books for use by faculty and students. Agreements with the publishers allow patrons to electronically check out a book, which gives them exclusive access to the book online through the FACT website, but only one patron at a time can have access to a book. A book must have at least one author but can have many. An author must have written at least one book to be included in the system but may have written many. A book may have never been checked out but can be checked out many times by the same patron or different patrons over time. Because all faculty and staff in the department are given accounts at the online library, a patron may have never checked out a book or they may have checked out many books over time. To simplify determining which patron currently has a given book checked out, a redundant relationship between BOOK and PATRON is maintained.

Required:
Write a query that will display all the Books that were published in 2016.

Answers

Answer:

Select BOOK_TITLE, BOOK_YEAR, BOOK_SUBJECT from book order by BOOK_SUBJECT asc, BOOK_YEAR desc, BOOK_TITLE asc;

BOOK_PUBLISH 2016;

Explanation:

The books subject will be displayed in ascending order, book year will be displayed in descending orders and book title will be displayed in ascending order. The query used will display all the books entered in the system. If there is specific year in which the search is used then the query will be update with year number instead of year such as BOOK_PUBLISH, 2016; This will show the list of all books that are published in 2016.

Darryl, a cash basis taxpayer, gave 1,000 shares of Copper Company common stock to his daughter on September 29, 2011. Copper Company is a publicly held company that has declared a $1.00 per share dividend on September 30 every year for the last 20 years. Just as Darryl had expected, Copper Company declared a $1.00 per share dividend on September 30th, payable on October 15th, to stockholders of record as of October 10. The daughter received the $1,000 dividend on October 18, 2011. How does this information impact who must recognize the dividend as income?a. Darryl must recognize the $1,000 dividend as his income because he knew the dividend would be paid.b. Darryl must recognize $750 of the dividend because he owned the stock for three fourths of the year.c. Darryl must recognize the income of $1,000 because he constructively received the $1,000.d. The daughter must recognize the income because she owned the stock when the dividend was declared and she received the $1,000.e. None of the above

Answers

Answer:

d. The daughter must recognize the income because she owned the stock when the dividend was declared and she received the $1,000.

Explanation:

A stock of a corporation is the shares of all the ownership of the corporation earnings, assets.

The declaration date (or announcement date) of a stock is the date in which the board of directors release a statement about the dividend size and its payment date. Only the owners of the stock are the declaration date would receive the dividend payment.

Since the daughter owned the stock at the declaration date, she must recognize the income.

Sales and purchase-related transactions using perpetual inventory system The following were selected from among the transactions completed by Essex Company during July of the current year. Essex uses the net method under a perpetual inventory system.
July 3. Purchased merchandise on account from Hamling Co., list price $85,000, trade discount 25%, terms FOB shipping point, 2/10, n/30, with prepaid freight of $960 added to the invoice.
5. Purchased merchandise on account from Kester Co., $47,550, terms FOB destination, 2/10, n/30.
6. Sold merchandise on account to Parsley Co., $16,680, terms n/15. The cost of the goods sold was $9,440.
7. Returned merchandise with an invoice amount of $13,500 purchased on July 5 from Kester Co. 13. Paid Hamling Co. on account for purchase of July 3.
15. Paid Kester Co. on account for purchase of July 5, less return of July 7. 21. Received cash on account from sale of July 6 to Parsley Co.
21. Sold merchandise on MasterCard, $212,670. The cost of the goods sold was $144,350.
22. Sold merchandise on account to Tabor Co., $60,200, terms 2/10, n/30. The cost of the goods sold was $33,820.
23. Sold merchandise for cash, $38,610. The cost of the goods sold was $22,180. 28. Paid Parsley Co. a cash refund of $6,070 for returned merchandise from sale of July 6.
The cost of the returned merchandise was $3,630. 31.
Paid MasterCard service fee of $3,510.
Instructions Journalize the transactions.

Answers

Answer:

July 3. Purchased merchandise on account from Hamling Co., list price $85,000, trade discount 25%, terms FOB shipping point, 2/10, n/30, with prepaid freight of $960 added to the invoice.

Dr Merchandise inventory 63,435

    Cr Accounts payable 63,435

July 5. Purchased merchandise on account from Kester Co., $47,550, terms FOB destination, 2/10, n/30.

Dr Merchandise inventory 46,599

    Cr Accounts payable 46,599

July 6. Sold merchandise on account to Parsley Co., $16,680, terms n/15. The cost of the goods sold was $9,440.

Dr Accounts receivable 16,680

    Cr Sales revenue 16,680

Dr Cost of goods sold 9,440

    Cr Merchandise inventory 9,440

July 7. Returned merchandise with an invoice amount of $13,500 purchased on July 5 from Kester Co.

Dr Accounts payable 13,230

    Cr Merchandise inventory 13,230

July 13. Paid Hamling Co. on account for purchase of July 3.

Dr Accounts payable 63,435

    Cr Cash 63,435

July 15. Paid Kester Co. on account for purchase of July 5, less return of July 7.

Dr Accounts payable 33,369

    Cr Cash 33,369

July 21. Received cash on account from sale of July 6 to Parsley Co.

Dr Cash 16,680

    Cr Accounts receivable 16,680

July 21. Sold merchandise on MasterCard, $212,670. The cost of the goods sold was $144,350.

Dr Cash (assuming MasterCard pays immediately) 212,670

    Cr Sales revenue 212,670

Dr MasterCard fee expense 3,510

    Cr MasterCard fee payable 3,510

Dr Cost of goods sold 144,350

    Cr Merchandise inventory 144,350

I recorded the transaction this way because on July 31, a payment to MasterCard is recorded. Generally the transaction should have been recorded differently since MasterCard withholds its fee automatically, you do not pay it.

Dr Cash (assuming MasterCard pays immediately) 209,160

Dr MasterCard fee expense 3,510

    Cr Sales revenue 212,670

 

July 22. Sold merchandise on account to Tabor Co., $60,200, terms 2/10, n/30. The cost of the goods sold was $33,820.

Dr Accounts receivable 58,996

    Cr Sales revenue 58,996

Dr Cost of goods sold 33,820

    Cr Merchandise inventory 33,820

July 23. Sold merchandise for cash, $38,610. The cost of the goods sold was $22,180.

Dr Cash 38,610

    Cr Sales revenue 38,610

Dr Cost of goods sold 22,180

    Cr Merchandise inventory 22,180

July 28. Paid Parsley Co. a cash refund of $6,070 for returned merchandise from sale of July 6.  The cost of the returned merchandise was $3,630.

Dr Sales revenue 6,070

    Cr Cash 6,070

Dr Merchandise inventory 3,630

    Cr Cost of goods sold 3,630

July 31.  Paid MasterCard service fee of $3,510.

Dr MasterCard fee payable 3,510

    Cr Cash 3,510

Read the following scenario and answer the question in 5 sentences at least.
You are the president of the American Association of Construction Manufacturers (AACM), a trade association that represents seven hundred companies who build and sell heavy construction equipment. Members have proposed a number of initiatives to advance AACM interests. First, some members want an AACM advocacy group to lobby Congress for relaxing trade barriers on importing raw materials and parts. Second, some of the smaller AACM members want an advertising campaign promoting the importance of the AACM in order to increase small firm membership. Third, some members propose to segregate regions of the United States into sales territories, whereby only certain members have access to certain customers within a geographic area. Fourth, a group of socially conscious AACM firms want its members to boycott a large supplier that sources from nations with poor human rights records. Evaluate the business and legal (antitrust) implications of each of these proposals.

Answers

Answer and Explanation:

1. Business implication: if there are no trade barriers, it would enable them get better raw materials for their business and increase customer base

Legal anti trust implication: lobbying is illegal in some countries

2. Business implication: this would attract more manufacturers who were not previously members of the association which would in turn promote the goals of the association in improving trade amongst the manufacturers

Legal anti trust implication: associatio may be exposed to legal examination, example increased regulations

3 business implications:sales territories would invariably create a safe and secure investment for manufacturers such that there is less cost of marketing and campaigning as consumers are guaranteed

Legal implications: this is against anti trust laws and goes against free trade policies and illegal monopoly

4 business implications: boycotting this supplier could create an alternative source of raw materials which wouldn't be as efficient and even cost more

Legal implications: boycotting a large supplier such as this who might have a political backing might bring political retaliations from the supplier's political proxies who might create other regulations in the supplier's favour

The concept of demand is best described as:_____.
a. the quantity of a good or a service that people are willing and able to purchase at different possible prices.
b. the total satisfaction that consuming a good provides people at different prices.
c. the additional satisfaction derived from a quantity of goods and services obtained when income increases.
d. the quantity of a good or a service that people will offer for sale at different possible prices.
e. the quantity of a good or service that consumers will substitute when the price of a good changes.
The basic proposition of the law of demand is that:_____.
a. higher prices cause buyers to demand more.
b. buyers demand lower prices.
c. higher prices cause less demand.
d. as the price of a good decreases, buyers are willing and able to purchase less.
e. as the price of a good increases, buyers are willing and able to purchase less.
In a market economy, there is relationship between the price of a good and the amount of a good that buyers are willing and able to purchase.

Answers

Answer:

Explanation: The concept of demand usually deals with the consumers yearning for goods and services and the factors which determines the purchasing decision of consumers and the amount being purchased. Quantity and price are two associated variables which can be used to examine consumer behavior towards a certain product. Hence, demand for a product often refers to the quantity of product purchased or demanded by consumers based on the price of the product.

The demand proposition is simply of the notion that the number of quantity demanded for a certain product falls as the price of such product inversa and vice versa. The demand for a product decreases as its price begins to rise, leading consumers to look for substitute products which cost less.

If there are external or spillover benefits associated with consumption and production of a product, it can be said that the:

Answers

Answer:

supply curve for the product lies too far to the right to provide an efficient allocation of resources

Explanation:

Please find attached an image of the full question

A good has positive externality if the benefits to third parties not involved in production is greater than the cost. an example of an activity that generates positive externality is research and development. Due to the high cost of R & D, they are usually under-produced. Government can encourage the production of activities that generate positive externality by granting subsidies.

Goods that generate spill over benefits are usually underproduced and the supply curve lies too far to the right to provide an efficient allocation of resources

Recall the text’s definition of diminishing marginal utility: "the common pattern that each marginal unit of a good consumed provides less of an addition to utility than the previous unit." The reason for this behavior is because of biology. Our body sends our brains a signal once too much of a good or service has been consumed. This prevents a person from literally eating until they explode. In your own experience, share two times instances where the law of diminishing marginal utility applied to you. Can you think of any time when the law of diminishing marginal utility failed for someone? Please answer in 150 words or more. Use your own words - please do not copy and paste from a web site. Be sure to reference your sources.

Answers

Explanation:

Note, the term diminishing marginal utility refers to an economic principle that states that the more unit of a particular commodity or service we consume, the more the satisfaction (utility) derived out of the consumption reduces or diminishes.

For instance, if I watched movies produced by a particular entertainment company for several days (eg Disney Studios), I may become dissatisfied using this particular entertainment provider and may decide to try another service (Netflix).

Another instance could occur after exercising, I'm given 3 bottles of coke, after taking my first bottle, the amount of utility I derive would reduce until I get to the third bottle, at this point I've reached my peak.

The law of diminishing marginal utility failed for someone I know who had used the same type of toothpaste and brushed her teeth at least once a day for a period of over 10 years.

At the end of each of the next four years, a new machine is expected to generate net cash flows of $8,000, $12,000, $10,000, and $15,000, respectively. What are the cash flows worth today if a 3% discount rate is appropriate

Answers

Answer:

Total PV= $41,556.88

Explanation:

Giving the following information:

Cash flows:

1= $8,000

2= $12,000

3= $10,000

4= $15,000

Interest rate= 3%

To calculate the present value, we need to use the following formula on each cash flow:

PV= FV/(1+i)^n

PV1= 8,000/1.03= 7,767

PV2= 12,000/1.03^2= 11,311.15

PV3= 10,000/1.03^3= 9,151.42

PV4= 15,000/1.03^4= 13,327.31

Total PV= $41,556.88

Banks make money mainly by

A.receiving tax dollars from the government

B.the spread between paying high interest rates on money deposited in the bank and low interest rates on the money loaned out by the bank.

C.the spread between paying low interest rates on money deposited in the bank and high interest rates on the money loaned out by the bank

D.printing money.

Answers

Answer:

c

Explanation:

because if you look at how much they pay for your money being in there and then look at what they're change for the money they loan of yours

Slamburger's sells three cheeseburgers for every three regular hamburgers. A cheeseburger sells for $4.75 with a variable cost of $2.00. A regular hamburger sells for $4.25 with a variable cost of $1.75. What is the weighted average contribution margin

Answers

Answer:

$2.63

Explanation:

The computation of the weighted average contribution margin is shown below:-

Contribution margin = Selling price - Variable costs

For cheeseburger

= $4.75 - $2.00

= $2.75

For regular hamburger

= $4.25 - $1.75

= $2.5

Weighted average Contribution margin = Respective Contribution margin × Respective mix

= ($2.75 × 3) ÷ 6 + ($2.5 × 3) ÷ 6

= $1.38 + $1.25

= $2.63

How should you handle an employee who keeps coming to you asking for information regarding major policies, vacations, and benefit(s)?

Answers

Answer:

tell him to not talk about politics at work and stop asking for more vacations and benifits.

Explanation:

tell him arguing about policies means less work done. And if he would get more vacation days, and more benifits the other employees would think you are showing favoritism.

Alameda Manufacturing manufactures a variety of wooden picture frames using recycled wood from old barns. Alameda Manufacturing has reported the following costs for the previous year. Assume no production inventories.Advertising………………………………………………………………….. $25,600Cost of hardware (hangers, decorations, etc)…………….… $42,300Cost of wood…………………………………………………………..... .$121,200Depreciation on production equipment…………………….... $32,000Factory property taxes……………………………………………….....$15,500Factory rent……………………………………………………………..….. $50,000Glue……………………………………………………………………...…….… $3,030Production supervisor salary…………………………………….. $41,200Sales manager salary…………………………………………………. $41,500Utilities for factory………………………………………………………. $27,800Wages for maintenance workers.......................................$33,200Wages of assembly workers..............................................$87,400Wages of finishing workers...............................................$74,100A compute the direct material cost 1a.____ $163,500 _______Compute the direct labor cost. 1b.________ $161,500 ________Compute the manufacturing overhead. 1c.____ $232,730 ______Compute the total manufacturing cost. 1d.____ $557,730 _____Compute the prime cost. 1e_________$325,000 ______Compute the conversion cost. 1f.____ $394,230 _____Compute the total period cost 1g.____ $67,100 ________

Answers

Answer:

Direct Material Cost

= Cost of hardware + cost of wood

= 42,300 + 121,200

= $‭163,500‬

Direct labor

= Wages of Assembly workers + Finishing workers

= 87,400 + 74,100

= $‭161,500‬

Manufacturing Overhead

= Depreciation + Factory prop. taxes + Factory rent + Glue + Production Supervisor salary + Utilities for factory + Wages for maintenance workers

= 32,000 + 15,500 + 50,000 + 3,030 + 41,200 + 27,800 + 33,200

= $‭202,730‬

Prime Cost

= Direct labor + Direct material

= 161,500 + 163,500

= $‭325,000‬

Conversion Cost

= Direct labor + Manufacturing Overhead

= 161,500 + 202,730

= $‭364,230‬

Total Period Cost

= Advertising + Sales Manager's salary

= 25,600 + 41,500

= $‭67,100‬

You purchased a bond at a price of $13,100. In 15 years when the bond matures, the bond will be worth $30,000. It is exactly 7 years after you purchased the bond and you can sell the bond today for $21,300. If you hold the bond until it matures, what annual rate of return will you earn from today

Answers

Answer:

The annual rate of return is 2.10%

Explanation:

The computation of the annual rate of return is shown below:

Let us assume the annual rate of return be K

K is

= {Worth of the bond - selling price of the bond today)^(1 ÷ remaining time period) - 1

= [$30,000 ÷ $21,300]^(1 ÷ 8) - 1

= 2.10%

Hence, the annual rate of return is 2.10%

The same is to be considered

Oriole Products manufactures two component parts: AJ40 and AJ60. AJ40 components are being introduced currently, and AJ60 parts have been in production for several years. For the upcoming period, 1,500 units of each product are planned for manufacturing. Assume that the only relevant overhead cost is for engineering change orders (any requested changes in product design or the manufacturing process). AJ40 components are expected to require 4 change orders and AJ60 only 2. Each AJ40 requires 1 machine hour, and each AJ60 requires 1.5 machine hours. The cost of a change order is $420.

Required:
Estimate the cost of engineering change orders for AJ40 and AJ60 components if Blue uses a traditional costing method and machine hours as the allocation base.

Answers

Answer:

Total allocated cost for AJ40 $189,000

Total allocated cost for AJ60 $283,500

Total $472,500

Explanation:

Calculation to Estimate the cost of engineering change orders for AJ40 and AJ60

First step is to calculate for the Total number of change orders

AJ40 AJ60

Units planned 1,500 1,500

÷No. of change orders 4 2

=Total number of change orders 375 +750=1,125

Second step is to for the Total cost of change order

AJ40 AJ60

Units planned 1,500 1,500

×Machine hours per unit 1 1.5

=Total machine hours required 1,500 + 2,250 =3,750

Third step is to find the Total cost of change order

AJ40 AJ60

Total number of change orders 375 750

× Cost of a change order $420 $420

=Total cost of change order $157,500 $315,00

Total cost of change order=$157,500 +$315,000

=Total cost of change order = $472,500

Now let Estimate the cost of engineering change orders for AJ40 and AJ60 using Traditional system

TRADITIONAL SYSTEM

Total allocated cost for AJ40 $189,000 (472,500*1,500/3,750)

Total allocated cost for AJ60 $283,500 (472,500*2,250/3,750)

Hence,

Total allocated cost for AJ40 $189,000+Total allocated cost for AJ60 $283,500

=$472,500

On its December 31, 2017, balance sheet, Calgary Industries reports equipment of $370,000 and accumulated depreciation of $74,000. During 2018, the company plans to purchase additional equipment costing $80,000 and expects depreciation expense of $30,000. Additionally, it plans to dispose of equipment that originally cost $42,000 and had accumulated depreciation of $5,600. The balances for equipment and accumulated depreciation, respectively, on the December 31, 2018 budgeted balance sheet are:
a) $450,000; $98,400.
b) $450,000; $104,000.
c) $408,000; $104,000.
d) $328,000; $74,000.
e) $408,000; $98,400.

Answers

C:$408,000; $104,009
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