a) Effective annualized rate (EAR) of unsecured bank loan agreement:The formula for calculating the effective annualized rate is: EAR = (1 + (periodic rate/m))^m - 1. Here,periodic rate = (10% / 12) + (8% / (1 - 8%)) + (3%) = 11.7636% per monthm = 12 / 4 = 3 period in 4 monthsEAR = (1 + (11.7636% / 3))^3 - 1EAR = 41.5789%So, the effective annualized rate (EAR) of unsecured bank loan agreement is 41.5789%.Effective annualized rate (EAR) of factoring account receivables:
The formula for calculating the effective annualized rate is:EAR = (1 + discount rate / (1 - discount rate)) x (1 + (factoring commission / (1 - factoring commission))) - 1discount rate = (10% / 12) / (1 - 6%) = 10.6383%factoring commission = 2.5% / (1 - 6%) = 2.6704%EAR = (1 + 10.6383% / (1 - 10.6383%)) x (1 + 2.6704% / (1 - 2.6704%)) - 1EAR = 21.8698%So, the effective annualized rate (EAR) of factoring account receivables is 21.8698%.b) Calculation of the option that SWL should choose:The effective annualized rate (EAR) of unsecured bank loan agreement is 41.5789% and the effective annualized rate (EAR) of factoring account receivables is 21.8698%.Therefore, SWL should choose the option of factoring account receivables.
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2. Discuss two examples of suspense or humor created by point of view in the book the open boat Provide a quotation from the text to support your answers.
discussed these matters, but each had, no doubt, reflected upon them in silence and according to his mind.”1.Discuss two examples of suspense or humor created by point of view in your novel or short story. Thesuspense in this part of the book is when a shark is going around the boat that is about the size of thebathtub as the oiler was asleep, and the correspondent was rowing the boat. Provide a quotation from the text to support your answers. “Night falls. They row back out to deeper water. The oiler and the correspondent take turns rowing through the night. While the oiler sleeps and the correspondent rows, a huge shark shows up and swims in circles around the boat.”1.Identify an example of dramatic irony in your novel or short story. If your story has not presented any examples of dramatic irony, describe your own suggestion for adding dramatic irony to a scene from your novel or short story.One example of dramatic irony in the Open Boat is when the people on the shore see the boat out in the water and think its a novelty, not that someone might need their help. The people in the boat think the people on shore are their rescuers, they’re both wrong.
has anyone watch the movie "searching" what are the main social media's and how they did evolve the story PLS HELP ME
Answer:
they are searching for love
Explanation:
got it right on edg
I have to write a 4 paragraph essay and it could be anything any ideas?
Answer:
your dream, something in society that bothers you, a small bio about yourself, a fictional story one thing you want to convince someone to do (ex: skydiving, piano, chicken feet)
Explanation:
anything you can write enough about and some evidence to back you up
Answer:
umm you can talk about the earth or nature just dont search it up tho what do you feel about what nature needs or what the earth needs you can maybe talk about space or if you have a pet you can talk ab that... sorry i dont have any good choices
In "A Piece of String," which
of the following excerpts
characterizes Matre
Hauchecome?
Answer:
Matre Hauchecome was seized with a
sort of shame to be seen thus by his
enemy
Explanation:
I did this before
What point of view is the poem dream by Langston hues?
Answer:
HEYYYY :P
The poem is in 2nd person. The speaker is talking directly to the reader.
Hope this helps!
Answer:
Theme: The poem is about holding on to dreams, and the theme is similar.
Explanation:
If you let go of your dreams, your life will be sad and hopeless.
brainliest?
choose the answer that is written correctly and has a correct capitalization and punctuation
Answer:
It's c it makes the most sense
Explanation:
if I'm wrong plz correct me
Which theme is introduced in this exposition?
Read the excerpt from The Strange Case of Dr.
Jekyll and Mr. Hyde
"I feel very strongly about putting questions, it
partakes too much of the style of the day of
judgment. You start a question, and it's like starting
a stone. You sit quietly on the top of a hill; and away
the stone goes, starting others, and presently some
bland old bird (the last you would have thought of) is
knocked on the head in his own back garden and
the family have to change their name. No sir, I make
it a rule of mine the more it looks like Queer Street,
the less I ask"
O Silence is its own reward
O Real peace is found in nature.
O Curiosity leads to dark truths.
O Danger lurks most often at home,
Answer:
curiosity leads to dark truths.
Explanation: i got it right:)))
Curiosity leads to dark truths is the theme is introduced in this exposition. Hence, option C is correct.
What is dark truths?In life, suffering and pain are unavoidable. Everyone experiences the hardships, sorrow, and agony of life. You will fail, lose loved ones, and go through difficult times in life where you want to give up.
The only thing that will genuinely last forever in our lives—until the day we stop existing—is impermanent, which is one of the saddest and hardest-hitting truths of our existence. Everything changes, including our homes, workplaces, friends, and personal habits.
Former Anthrax, Nuclear Assault, and Stormtroopers of Death bassist Dan Lilker founded the American grindcore group Brutal Truth in 1990. In 1999.
Thus, option C is correct.
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Coco is enrolled in University and has just completed Finance where, among other things, she has learnt about the existence of the futures market. Coco has a better understanding of the spot market and she is not quite sure about how investments in the two markets would compare. Building on her knowledge from Principles, Coco would like to invest in the ASX 200, as a broadly diversified portfolio. She approaches her friend Iga and asks her "Should I consider investing in the ASX200 using index futures contracts? Would I get a better or worse return than if I invested through a passive index fund on the ASX?" Iga is also a student at Uni and has successfully completed Derivative Securities. Using her Derivatives expertise, Iga replies: "Well, as long as you hold your, say, long futures position for a relatively short time so that interest rates do not change and the dividend yield does not change, then it doesn’t matter which one you choose: the return that you get from your index futures position is going to match the excess return on the index fund over the same time period".
Would you agree with Iga’s argument? Why or why not?
Yes, I would agree with Iga’s argument as index futures and passive index funds both can provide investors with returns.
Index futures and passive index funds are good methods of investing, and both can provide investors with returns. There are a few key factors to consider when choosing between index futures and index funds, which include the following:
Duration of the Investment: The investment duration should be considered because both the index futures and index funds are best suited to certain durations. The index futures contracts are best for short-term investors who want to make a quick profit. While passive index funds are more suited to long-term investors who want to earn a more substantial return. Hence, if Coco chooses to invest in ASX 200 for the short term, then the futures market could be her best option.Dividend Yield: Dividend yield refers to the percentage of income returned to investors through dividends. The dividend yield will determine whether index futures or index funds are better suited for an investor. If the dividend yield is high, the index fund will perform better than index futures because the dividend yield is not taken into account in the futures market.Interest Rate: Interest rates can have a significant impact on the futures market. If the interest rate is high, the index futures will underperform the index fund because investors will receive a lower return on their investment. However, if the interest rate is low, the index futures market will perform better than the index fund since the investor will receive a higher return on their investment.Therefore, as long as Coco holds her long futures position for a relatively short time so that interest rates do not change and the dividend yield does not change, then it doesn’t matter which one she chooses because the return that she gets from her index futures position will match the excess return on the index fund over the same time period.
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please help me........................................
Answer:
look for context clues and read the question and look for words that relate to the question
Explanation:
marking brainliesttt
i need help ONLY with the down ones but for the across ones i got-
1.conflict
4.theme
7.narrative
8.genre
9.antagonist
10.characterization
answer:
1- conflict
2-inference
3-point of view
4-theme
5-protagonist
6-motivation
7-narrative
8-genre
9-antagonist
10-characterization
good luck :)
hopefully, this helps
brainliest would be highly appreciated
Imagine this chapter had a playlist to set the mood, choose 5 songs that would be on that list- from chapter 5 lord of the flies.
Answer:
Explanation:
Shadows and Tall Trees
Vanilla twilight
daylight
Wind up toy
Good morning sunshine
and white flag
Which word contains a suffix?
rerun
undo
readable
umbrella
Answer:
Readable
Explanation:
Read is a verb, able is the suffix.
re in rerun is a prefix
umbrella is a word
Answer:
Readable
Explanation:
It's readable because -able is a suffix meaning “capable of, susceptible of, fit for, tending to, given to.
Which poetic techniques are illustrated in the opening lines "I am fourteen/and my skin has betrayed me/the boy I cannot live without/still sucks his thumb/in secret"?
This question is missing the answer options. I have found the complete question online. It is the following:
Which poetic techniques are illustrated in the opening lines “I am fourteen/and my skin has betrayed me/the boy I cannot live without/still sucks his thumb/in secret”?
A. alliteration and metaphor
B. allusion and alliteration
C. apostrophe and simile
D. personification and enjambment
Answer:
The poetic techniques illustrated in the lines are:
D. personification and enjambment
Explanation:
Personification is a literary device in which human actions and characteristics are attributed to inanimate objects. We have personification in lines of the poem we are analyzing here, in "my skin has betrayed me." Of course, there is no way for someone's skin to "betray" anyone. Skin is not a sentient being. This is just a way the author has found of implying something else, with a deeper meaning.
Enjambment happens when a sentence does not end with the line, but keeps on going into the next one. That is what we have in "the boy I cannot live without/still sucks his thumb/in secret," where one sentence is spread across three lines.
1. I'm sick
doing housework every weekend.
b. to
a. with
c. of
Answer:
the answer is a.
i am sick OF doing housework every weekend
[tex]\huge \colorbox{pink}{QUESTION}[/tex]
1. I'm sick of doing housework every weekend.
b. to
a. with
c. ofI hope it helps ᵔ ᴥ ᵔ
Please answer correctly. DO NOT SUBMIT LINK OR PDF. BRAINLIEST WILL BE GIVE TO RIGHT ANSWER!!!!! DO NOT ANSWER JUST TO GET POINTS, Write from the perspective of one of the people, animals or things in an image. One paragraph. (50 points)
Answer: Oh my gosh!! Where did this monkey come from? This big monkey is jumping at me!! I would jump down but I don't want to die. I am way too high! I could just hit it to the other direction, but I don't want to kill it! This stick will help me if needed. Help! Help! Somebody please, this monkey is flaring its teeth at me and I think I may look like dinner to it! You wanna play buddy? Trying to soften up the monkey, for my dear life!
Explanation:
explaine why employers often employ you females instead of young males
"A Lady " by Amy Lowell
You are beautiful and faded,
Like an old opera tune
Played upon a harpsichord;
Or like the sun-flooded silks
Of an eighteenth-century boudoir. In your eyes
Smoulder the fallen roses of outlived minutes,
And the perfume of your soul
Is vague and suffusing,
With the pungence of sealed spice-jars.
Your half-tones delight me,
And I grow mad with gazing
At your blent colors.
My vigor is a new-minted penny,
Which I cast at your feet.
Gather it up from the dust
That its sparkle may amuse you.( answer for the bottom)
If you can tell me the name of this song and who made it without looking it up you are amazing
There is a time for love and laughter
The days will pass like summer storms
The winter wind will follow after
But there is love and love is warm
There is a time for us to wander
When time is young and so are we
The woods are greener over yonder
The path is new the world is free
There is a time when leaves are fallin’
The woods are gray the paths are old
The snow will come when geese are callin’
You need a fire against the cold
So do your roaming in the springtime
And you’ll find your love in the summer sun
The frost will come and bring the harvest
And you can sleep when day is done
Answer:
There Is A Time?
Explanation:
This song is beautiful, I've definitely heard it before.
Answer:
i had to look it up lol sorry
Explanation:
Its called There is a Time
it sounds nice though :)
9. Some people believe that the book version of a story is always better than the movie. What
reason might these readers give for preferring the book?
A.Books tend to include less background information.
B.Books usually provide a more believable plot line.
C.Books usually include a lot more dialogue than description.
D.Books are able to include details films must leave out.
Answer:
D. Books are able to include details films must leave out.
Explanation:
Answer:
D. Books are able to include details films must leave out.
Explanation:
I took this quiz
HELP MEEEEEEEEEE I NEED HELPPPPPPPPPPPPPPPPPPP
Answer:
C.
Explanation:
It is telling us that from now on, people wiht disabilites will be treated equally from now on in the future.
Answer:
Option 4.
Explanation:
The underlined sentence states that "Every man, woman, and child with a disability can NOW pass through once-closed doors into a bright new era of equality, independence, and freedom." The key word NOW indicates that the people with disabilities will be able to do new things that they before weren't able to.
randolph or elaine____ the front door at 8:00 a.m. monday through friday.
Randolph or Elaine opens the front door at 8:00 a.m. Monday through Friday.
The phrase "Randolph or Elaine opens the front door at 8:00 a.m. Monday through Friday" implies that only one of them, not both, opens the front door at the designated time and on the designated days.
In the situation described in this line, Elaine and Randolph would alternate their schedules or responsibilities. It implies that one of them is in charge of opening the front door every day at 8:00 a.m. from Monday through Friday.
When "or" is used in a phrase, it means that only one of the two possibilities (Randolph or Elaine) is actually responsible for opening the front door at the provided hour and on the designated days.
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Read the excerpts from "Take the Tortillas Out of Your Poetry" and "Speaking Arabic."
My friend had concluded that if he took his language and culture out of his poetry, he stood a better chance of receiving a fellowship. He took out his native language, the poetic patois of our reality, the rich mixture of Spanish, English, pachuco and street talk which we know so well. In other words, he took the tortillas out of his poetry, which is to say he took the soul out of his poetry.
At a neighborhood fair in Texas, somewhere between the German Oom-pah Sausage Stand and the Mexican Gorditas booth, I overheard a young man say to his friend, “I wish I had a heritage. Sometimes I feel-so lonely for one." And the tall American trees were dangling their thick branches right down over his head. Which best states how the structures of the excerpts are similar?
A. Each presents factual evidence to appeal to the reader's logic.
B. Each documents career credentials to appeal to the reader's ethics.
C. Each discusses a friend to appeal to the reader's sense of community.
D. Each relates an anecdote to appeal to the reader's emotions.
Answer:
C is the answer of the question
Answer:
A:Each incorporates non-English words.
Explanation:i got it wrong so here i am helping you get a better grade than me.
Which statement best describes the author’s viewpoint in "The Thirsty Tree"?
Tremendous progress has been made in eliminating an overgrowth of salt cedar trees in the American Southwest.
Agencies need to work more closely with individual farmers and environmentalists in the American Southwest.
Agencies need to stop groundwater pumping and the construction of new dams to restore the American Southwest.
Various agencies have implemented plans that were not based on good evidence or a holistic view of the ecosystem.
Answer:
D). Various agencies have implemented plans that were not based on good evidence or a holistic view of the ecosystem.
Explanation:
The last statement most adequately narrates the author's stand in the text 'The Thirsty Tree.' It reveals the author's outlook on different agencies' inadequate enactment of the plans because he believes that these plans lacked sufficient backing evidence and an integrated approach towards the ecosystem that could be applied everywhere. This affects the efficacy of the plans and prevents them from achieving the intended goals with which they were made and implemented. Thus, option D is the correct answer.
Answer: ( question It Is asking) The idea that sedimentary rocks are deposited in horizontal layers unless disturbed by forces within the earth can best be explained by which of Steno's principles?....ANSWER ( principle of horizontality)
Explanation: Well how I know that this Is the correct answer Is Ive taken the quiz Before. And not all the time your question's will look like mine and not all the time It will as the same.
What is one benefit of digital storytelling?
O A. The stories can predict the future.
B. The stories can introduce new characters.
O C. The stories can be archived and saved.
D. The stories can be fine-tuned and evolve.
Answer:
O C. The stories can be archived and saved.
Explanation:
Which part of Robinson Crusoe best demonstrates how Crusoe is resourceful?
Answer:
It's how he makes a schedule each day on the island
Answer:
When Crusoe escapes from the Turkish shipmaster.
Explanation:
What does Shelley mean by the question in line 27 of "Song to the Men of England"?
Answer and Explanation:
"Song to the Men of England" is a poem that calls for the people of England to turn against the oppression by which they were living.
Line 27 of this poem is "Why shake the chains ye wrought? Ye see" where Shelley shows that when readers are arrested for government oppression, they must swing their chains, making noise and annoying their oppressors, showing that they are not satisfied with the situation they are experiencing.
compare the different methods of thinking between the right& left-brain sides
Answer:
According to this view, the left brain is the analytical, logical, verbal half while the right brain is the creative, emotional, visuo-spatial half; individuals who have one side more active than the other are believed show corresponding cognitive styles and personalities.:
(a rose for Emily) Did you find this story depressing? Uplifting? Disgusting? What is your overall reaction to the story?
Answer:
I find it depressing just my opinion oh and for the people that didnt read it heres a short summary
Explanation:
“A Rose for Emily” was among Faulkner’s first published stories. Like many of Faulkner’s stories, it takes place in fictional Yoknapatawpha County, located in Faulkner’s home state of Mississippi. Setting so many of his stories in one location allows him to treat this community in depth, which in turn allows Yoknapatawpha County to stand in as a credible microcosm for the American South at large.
The town of Jefferson as represented in “A Rose for Emily” is an insular one. The only outsider is Homer Barron, a Northerner, and his death is caused as much by Emily as by the druggist who sold her the arsenic, and by the townspeople who watched murder happen with bemused indifference. As a result, the town itself has a crypt-like staleness. The “we” of the narrative reinforces the closed space of the story, in which any outsider is treated with scorn. Within this sealed tomb of a story, from the name of the town, Jefferson, to the first residents mentioned in the story, the town that the living occupy is likewise filled with the bodies and memories of the dead. Emily may live with the dead in a horrific and quite literal way, but, as depicted by Faulkner, she is a product of the death-obsessed and backward-looking culture that made her.
What does a "complete subject" mean in writing?
Answer: A complete subject is all of the words that tell whom or what a sentence discusses. The complete subject is who or what is “doing” the verb, including any modifiers.
CREDIT: Writing Explained
name two careers which would not suffer from being outsourced to another country.
Answer:
air conditioning
DIESEL & TRUCK TECHNOLOGY. ...
Explanation: