What does Article 2 of the Code of Ethics prohibit?

Answers

Answer 1

REALTORS® are required by Article 2 of the National Association's Code of Ethics to refrain from inflating, distorting, or hiding material facts pertaining to a property or a transaction.

What is academic freedom of teachers in Article 2?Academic freedom, or the freedom to teach, learn, and conduct research without unjustified interference or limitation from the law, institutional rules, or external pressures.Every teacher and school official must actively contribute to enforcing the state's stated regulations and must swear an oath to do so. Section 3: Every teacher must be in good physical, mental, and moral health for the sake of the State and the Filipino people as well as for himself.A compliance-based code of ethics, a value-based code of ethics, and a code of ethics among professionals are the three primary categories of codes of ethics.

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Related Questions

Intra‑industry trade is primarily concerned with: _________

a. trade of goods within the same industries in the same country
b. international trade of goods within the same industry
c. trade between poor and rich countries
d. the total value of trade between two given industries

Answers

Intra‑industry trade is primarily concerned with b. International trade of goods within the same industry

Intra-industry trade refers to the exchange of similar or closely related products between two countries. It occurs when a country imports and exports products within the same industry or sector. For example, a country might import computers from one country and export computer components to another. Intra-industry trade differs from inter-industry trade, which involves the exchange of products between different industries or sectors.

Intra-industry trade can have benefits for participating countries. It can increase efficiency and specialization, as countries can focus on producing the goods or services in which they have a comparative advantage. It can also lead to increased competition and innovation, as countries seek to improve their products to remain competitive in the global market.

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All beliefs are considered informed and objectively true.

a. True
b. False

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The following statement "All beliefs are considered informed and objectively true" is False.

An attitude that something is the case or a proposition is true is called a belief. Philosophers use the term "belief" in epistemology to describe views of the world that can be right or wrong. To consider something to be true means to believe that it is true.

For example, accepting the truth of the statement "snow is white" is tantamount to believing that snow is white. But positively reflecting one's beliefs is not necessary to maintain them. For example, most people assume that the sun will rise tomorrow without thinking about it. Also, beliefs don't have to be trivial.

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What is Adam Smith's main idea about trade and economic?

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Smith first proposed the idea that both individuals and society as a whole would gain from free commerce. He held that both locally and internationally, governments shouldn't enact measures that obstruct free trade.

What were Adam Smith's main economic ideas?

The division of labor (the notion that workers should specialize in certain jobs) and the invisible hand hypothesis (the notion that free markets coordinate themselves), three of Smith's most well-known concepts, served as the foundation for economic theory (Gross Domestic Product). Smith was a fervent supporter of capitalism, free markets, competition, and individual liberty.

Adam Smith is regarded as the founder of economics, although he contributed to the field in more ways than one. His body of work established a way of thinking that is widely acknowledged to have altered the path of human history. For instance, Smith's work emphasized the shortcomings of limiting international commerce and urged governments to loosen up on their protectionist measures.

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What should not be doing during a backlog refinement meeting?

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What to keep away from with backlog refinement- Ask more experienced crew contributors to detail backlog objects or grant estimates.   Involve pick team members.   Document your decisions.

What happens in backlog refinement session?

In the Backlog Refinement Meeting, the team estimates the amount of effort they would use up to whole objects in the Product Backlog and gives different technical data to assist the Product Owner prioritize them. (The team need to collaborate collectively to produce one jointly-owned estimate for an item.)

Ongoing Product Backlog Refinement (PBR) is wished inside each Sprint to refine gadgets to be prepared for future Sprints. Key things to do of PBR are (1) splitting huge items, (2) clarifying items till equipped for implementation barring  in addition “what” questions, and (3) estimating size, “value”, risks, and so forth.

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swisher, incorporated reports the following annual cost data for its single product: normal production level 30,000 units direct materials $ 6.40 per unit direct labor $ 3.93 per unit variable overhead $ 5.80 per unit fixed overhead $ 150,000 in total this product is normally sold for $48 per unit. if swisher increases its production to 50,000 units, while sales remain at the current 30,000-unit level, by how much would the company's income increase or decrease under variable costing? multiple choice

Answers

There will be no change in the gross margin.  

The fixed costs are not absorbed into the production cost per unit when using variable costing. The income after variable costs are subtracted provides the contribution margin.

In this instance, 30,000 units were sold, which is the same as previously, and the variable cost per unit is also unchanged. Thus, the company's gross margin remains unchanged. If the business adopted absorption costing, the gross margin would vary.

Fixed manufacturing overhead is incurred when the units are produced according to variable costs. Fixed manufacturing costs are incurred under absorption costing at the point of sale of the units.

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How do you identify a threat?

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Using AlertMedia, you can safeguard your people and company against threat wherever you are in the world. Real-time incident identification Quicker action can save lives. Nothing to Learn. Instantaneous insights.

We identify risks because?

The method of identifying threats looks at IT flaws and assesses how likely it is that they may damage your system. It's a crucial component of the risk management strategy for your company. Your firm can take preventative measures by identifying threats.

How are dangers recognized and rated?

An analysis of potential threats to operations and/or particular assets is known as a threat assessment. For threat assessments, historical data is a key source, including information on previous crimes and terrorist attacks. A thorough threat assessment takes into account current, potential, and inherent dangers.

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Prepare a balance sheet as of September 30. Beech Corporation Balance Sheet September 30 Assets Cash $ 214,950 Accounts receivable Inventory Plant and equipment, net 90,000 $ 304.950 Total assets Liabilities and Stockholders' Equity Accounts payable Common stock Retained earnings Total liabilities and stockholders' equity $ < Req3 Reg 4 Required Information Schedules of Expected Cash Collections and Disbursements; Income Statement; Balance Sheet [LO8-2, LO8-4, LO8-9, LO8-10] [The following information applies to the questions displayed below.] Beech Corporation is a merchandising company that is preparing a master budget for the third quarter of the calendar year. The company's balance sheet as of June 30th is shown below: Beech Corporation Balance Sheet June 30 Assets Cash Accounts receivable Inventory Plant and equipment, net of depreciation Total assets Liabilities and Stockholders' Equity Accounts payable Common stock Retained earnings Total liabilities and stockholders' equity 85, eee 141,600 83,250 226, eee 535,250 $ 87,080 350, eee 98, 258 $ 535,250 Exercise 8-12 (Algo) Beech's managers have made the following additional assumptions and estimates: 1. Estimated sales for July, August, September, and October will be $370,000, $390,000, $380,000, and $400,000, respectively. 2. All sales are on credit and all credit sales are collected. Each month's credit sales are collected 35% in the month of sale and 65% In the month following the sale. All of the accounts recevable at June 30 will be collected in July. 3. Each month's ending Inventory must equal 30% of the cost of next month's sales. The cost of goods sold is 75% of sales. The company pays for 40% of its merchandise purchases in the month of the purchase and the remaining 60% In the month following the purchase. All of the accounts payable at June 30 will be paid in July. 4. Monthly selling and administrative expenses are always $50,000. Each month $7,000 of this total amount is depreciation expense and the remaining $43,000 relates to expenses that are paid in the month they are incurred. 5. The company does not plan to borrow money or pay or declare dividends during the quarter ended September 30. The company does not plan to issue any common stock or repurchase its own stock during the quarter ended September 30. Required: 1. Prepare a schedule of expected cash collections for July, August, and September. 2-a. Prepare a merchandise purchases budget for July, August, and September. Also compute total merchandise purchases for the quarter ended September 30. 2-b. Prepare a schedule of expected cash disbursements for merchandise purchases for July, August, and September. 3. Prepare an Income statement that computes net operating Income for the quarter ended September 30. 4. Prepare a balance sheet as of September 30.

Answers

$756950 is the total liability and stockholder's equity. The pictures are attached for the solution.

What is operating Income?

Operating income is the adjusted revenue of a business after all operating costs and depreciation have been taken into account. The charges incurred to maintain the operation of the business are known as operating expenses.

A company's operating income is computed by deducting operating costs from its gross profit. Administrative, selling, or general expenses are examples of naturally recurring costs incurred to run a business.

Thus, $756950.

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What key value does Accenture's my consent to bring to clients looking for automated solutions?

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The main benefit that Accenture's MyConcerto offers clients is a platform solution that is ready-made to provide successful business outcomes.

This is key value does Accenture's my consent to bring to clients looking for automated solutions is comparable to an integrated SAP technology platform that increases business value through analysis and tracking of the value for the micro and macro environment, helping to improve ROI and lower risk.Automation technologies thereby aid organizational processes by enhancing their depth, dynamism, and speed while adding value and adaptability.

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What are the different methods of withdrawing cash from the bank?

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Most banks feature ATMs where you can use your debit card to withdraw money from your account. The ATMs at your bank are free to use, however those at other banks may require a fee.

What are the other different methods of withdrawing cash?

There are several ways you can withdraw cash from a bank:

Over-the-counter withdrawal: You can ask a teller at a bank branch to take money out of your account.

App for mobile banking: Many banks have apps for mobile banking, which let you use your smartphone to withdraw money from your account. For the transaction to be successful, you might need to utilise a particular ATM.

Check: You are able to write yourself a check that you can cash at a bank or a check-cashing facility.

Cash withdrawals are possible using some banks' online banking systems. For the transaction to be successful, you might need to utilise a particular ATM.

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What are the 3 indicators of economic growth?

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In addition to GDP, two of the other most significant measures of economic growth are the Consumer Price Index (CPI), which measures pricing power and inflation, and the Monthly Unemployment report, including weekly non-farm payrolls.

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What are 4 main sources of revenue for the federal government?

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The vast majority of federal revenue comes from individual and corporate income taxes, as well as social insurance taxes.

What are the sources of revenue of federal government?Individual taxpayers, small businesses, and corporations contribute the majority of the revenue collected by the United States government. Additional revenue sources include excise tax, estate tax, and other taxes and fees.The Goods and Services Tax (GST), income tax, corporation tax, non-tax revenues, and union excise duties are the government's five major revenue sources.The federal government's single largest source of revenue is referred to as taxation (or revenue). Other revenue sources for the government exist (such as fees and interest), but they pale in comparison to the taxes we all pay. There are three types of taxes: Individuals are taxed on their earnings.

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What are 3 Agile practices and how do you ensure they are implemented in the teams you work with?

Answers

Reduce the complexity of reporting and editing for smooth campaigns. Take control of billable hours to increase client satisfaction.

What is client satisfaction?

Customer satisfaction is a metric that gauges how satisfied a company's clients are with its products, services, and abilities.

Survey and rating data on customer satisfaction can help a company decide how best to modify or enhance its products and services.

Customer happiness needs to come first for businesses. All types of organizations, including for-profit and nonprofit entities, governmental organizations, service providers, retail and wholesale firms, and commercial enterprises, are subject to this provision.

Businesses shouldn't assume they know what the public wants. Instead, it's important to understand the viewpoint of the client by using methods like polling, focus groups, and customer surveys.

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why should marketers be careful when using symbols and language in their advertisements to which teens can relate?

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Teenagers process information more quickly than older customers. The symbols and terminology used rapidly become obsolete. The study of how people make purchasing decisions is known as consumer behavior.

The study of people, groups, or organizations, as well as all behaviors involved with the purchase, use, and disposal of products and services, is known as consumer behavior. It seeks to comprehend how customers select, utilize, and discard items and services, as well as the numerous stages people go through prior to making a purchase. Cultural, psychological, social, and personal aspects all have a role in purchasing decisions. Consumer behavior research looks at demographics as well as how groups such as friends and family, as well as the media, impact people's decisions. Marketers can examine customer behavior by examining demographics. Knowing information such as age, income, and education level can aid in behavior prediction. A 2022 buyer preference study, for example, discovered that millennials respond most to word-of-mouth recommendations.

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A complete system of quality control: A. Must include both variable and attribute measurements B. Involves a zero defects philosophy C. Requires a continuous scale for measurement of defects D. Is defined by critical control points, inspectors, measurements, costs, and other considerations

Answers

A complete system of quality control is defined by critical control points, inspectors, measurements, costs, and other considerations. Hence, option D is appropriate.

What is the meaning of quality control?

Quality control is a procedure whereby organizations examine the caliber of all production-related aspects. Quality control, according to ISO 9000, is "an element of management focused on meeting quality requirements."

A technique or collection of procedures known as quality control (QC) is designed to make sure that a service or product is made by a specified set of quality standards or that it satisfies the needs of the client and customer. QC and quality assurance are not the same things, albeit they are related.

Hence, option D is correct.

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you have identified three catalogs you believe your product would fit in nicely, now the key person you will be trying to find - by phone, mail, or online is called

Answers

The key person you will be trying to find is the catalog buyer or purchasing manager.

This person is responsible for selecting and purchasing the items that will be included in the catalog. To locate this person, you could use the internet to search for their contact information. You could also try contacting the company directly by phone or email and asking for the name and contact information of the catalog buyer.

Additionally, you could reach out to industry contacts, such as other vendors or suppliers, and ask for the contact information of the catalog buyer. Once you have the contact information of the catalog buyer, you can reach out and introduce your product and discuss the possibility of adding it to the catalog.

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Standard quantity of direct materials × standard price of direct materials is the calculation to compute ________.

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Standard quantity of direct materials × standard price of direct materials is the calculation to compute the standard cost of direct materials.

Direct materials means a material used for manufacturing and forming a major portion of a product. A cost is predetermined for the direct material i.e. Standard Cost for Direct Material. The following are the three important standards fixed for direct material: quality standard, quantity standard and price standard.

Standard cost is an estimated cost determined by the company for the production of goods and services or operating under normal circumstances.

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What is most important according to the Agile Manifesto?

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Agile Manifesto relies on four pillars and twelve principle that square measure most vital in line with him:

The four pillars are:

1. people and interactions over processes and tools.

2. operating software system over comprehensive documentation.

3. client collaboration over contract negotiation.

4. Responding to vary over following an idea.

The twelve Principles are:

1. Our highest priority is to satisfy the client through early and continuous delivery of valuable software system.

2. Welcome dynamic needs, even late in development. Agile processes harness modification for the customer's competitive advantage.

3. Deliver operating software system oftentimes, from one or two of weeks to one or two of months, with a preference for shorter timescales.

4. Business folks and developers should work along daily throughout the project.

5. Build comes around intended people. provide them the setting and support they have and trust them to urge the duty done.

6. the foremost economical and effective technique of conveyance of title info to and inside a development team is face-to-face voice communication.

7. operating software system is that the primary live of progress.

8. Agile processes promote property development. The sponsors, developers, and users ought to be able to maintain a relentless pace indefinitely.

9. Continuous attention to technical excellence and smart style enhances lightness.

10. Simplicity — the art of increasing the number of labor not done — is important.

11. the most effective architectures, needs, and styles emerge from self-organizing groups.

12. At regular intervals, the team reflects on changing into simpler, then tunes and adjusts its behavior consequently.

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allowance for doubtful accounts has a debit balance of $298 at the end of the year (before adjustment), and bad debt expense is estimated at 2% of credit sales. if credit sales are $886,700, the amount of the adjusting entry for uncollectible accounts is a.cannot determine without more information b.$17,734 c.$17,436 d.$18,032

Answers

The amount of the adjusting entry for uncollectible accounts is $17,436, which is the correct answer. (Option C)

How do you determine the amount of the adjusting entry for uncollectible accounts?

The amount of the adjusting entry for uncollectible accounts can be calculated as follows:

Bad debt expense = Credit sales * Bad debt percentage

= $886,700 * 2%

= $17,734

Allowance for doubtful accounts = Bad debt expense - Allowance for doubtful accounts (before adjustment)

= $17,734 - $298

= $17,436

Therefore, the amount of the adjusting entry for uncollectible accounts is $17,436, which is the correct answer.

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on july 8, jones inc. issued an $80,000, 6%, 120-day note payable to miller company. assume that the fiscal year of jones ends july 31. using a 360-day year, what is the amount of interest expense recognized by jones in the current fiscal year? a.$4,200 b.$700 c.$1,400 d.$307

Answers

The term "interest" can be used to describe the cost of borrowing money from a creditor. It can be calculated by multiplying the principal amount, interest rate, and amount of time remaining on the loan.

D) $307 Principal 80,000 Interest Rate 6% Annual Interest 4,800 Time (July 8–31) 23/360 Interest Cost 306.67

What Kinds of Interests Are There?

Simple (regular) interest, accrued interest, and compounding interest are the three types of interest.

Which four kinds of interest are there?

Fixed interest, variable interest, annual percentage rate, prime interest rate, discounted interest rate, simple interest, and compound interest are the most common types of interest.

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true or false? a good sales process has enough flexibility to allow salespeople to adapt to the needs of individual prospects.

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A good sales process has enough flexibility to allow salespeople to adapt to the needs of individual prospects. - True

A successful sales process should be adaptable and enable salespeople to meet the needs of various prospects. Every prospect is unique and can have unique requirements, objectives, and fears, thus it's critical for salespeople to be able to adapt their strategy to the particular circumstance. A flexible sales process can also make salespeople more responsive to shifting customer demands and market situations.

It is also essential for the salespeople to have a clear understanding of the overall sales methodology and the steps involved in order to effectively guide the prospect through the process. A well-defined sales process can provide a structure and framework for salespeople to follow, while still allowing for the necessary flexibility to adapt to individual prospects.

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What is socialism simple answer?

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Socialism is a term used to describe an economic and political structure in which the general populace owns and governs the means of production.

Socialism is founded on economic and political ideologies that hold that it is only the people's responsibility to produce and distribute goods and services. This theory's proponents contend that property should belong to the entire community rather than being owned privately.

In contrast to democratic socialism, which has a more adaptable and delicate philosophy, communism believes in accomplishing its goal of a classless society by revolution.

Second, private property has no place in communism. While democratic socialism retains the individual freedom to own property, all properties are collectively held and distributed to each person in accordance with their needs.

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suppose that real gdp is greater than the full-employment output level. initially, this seemed like a good thing. however, it has resulted in a higher rate of inflation. if the central bank decides to implement monetary policy to control the higher inflation, what will happen to real gdp and unemployment in the short run?

Answers

Contractionary monetary policy will reduce the GDP and employment in the short-run. Unemployment will rise.

What is the operation of a contractionary monetary policy?

Modern central banks' influence over higher base interest rates or other mechanisms that expand the money supply are what propel contractionary monetary policy. By reducing the amount of active money circulating in the economy, inflation is to be decreased. The overall demand for products and services in the economy is reduced by the decline in consumer and company investment spending. Businesses are less likely to increase staff hiring and spend more on other resources when production declines. The Federal Reserve's three primary methods for reducing the money supply are raising interest rates, raising the minimum reserves required of banks, and selling government securities.

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which one of the following management techniques is likely to best offset the risk of long-run exposure to receivables denominated in a particular foreign currency? a) borrow money in the foreign currency in question. b) lend money in the foreign currency in question. c) rely on the federal reserve board to enact monetary policy favorable to your exposure risk. d) none of the above group of answer choices a b c d

Answers

The upcoming management strategies include Borrowing money in the questioned foreign currency is the ideal course of action (a).

Which four sorts of money are there?

According to economists, there are four basic sorts of money: business dosh, custodial money, fiat money, and commodity money. Commodity money is money that derives its worth from the commodities from which it is created.

What is money to you?

Money is a centralized, widely used, acknowledged form of trade that makes it easier to exchange goods and services. In an economy, money serves as a means of trade for a variety of products and services. Governments and nations have different monetary systems.

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Companies use the (1) (2) cycle to evaluate and improve performance. (Enter only one word per blank.)

Answers

Companies use the  variance, analysis  cycle to evaluate and improve performance.

What is a performance management cycle?

The performance management cycle is a concept that enables management and employees to more successfully complete company goals through a structured process of employee growth.

The planning, monitoring, assessing, and rewarding steps of the performance management cycle are a more condensed, continuous four-step procedure that is used as part of the performance management process or strategy.

Using this method has the advantages of increased competitiveness, more structural flexibility, and greater employee motivation.

The planning, monitoring, evaluating, and rewarding phases of the performance management cycle are its four main steps.

The typical strategy lasts for a year and ends with a performance evaluation, despite the fact that many businesses have found that more frequent check-ins would improve employee performance.

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What is important to learn during customer interactions?

Answers

It is crucial to learn how to generate satisfying customer experiences while upholding your company's culture throughout customer interactions if you want to succeed.

What makes customer interactions crucial?

Customer interactions are a significant source of data. They may help teams understand the issues that customers are experiencing, how to make consumers happier, but what must be done that improve their experience in general.

What constitutes a positive customer encounter?

However, the fundamentals of successful customer engagement continue to be constant. Consider your customers, be truthful with them, address their worries, fix issues right away, and keep them interested in your company. After all, they are your allies in success.

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opportunity costs are classified as ______ costs in project analysis.

Answers

An opportunity costs are classified as relevant costs in project analysis.

What is an opportunity costs?

An opportunity cost refers to the value of what we lose when choosing between two or more options. When we decide, we feel that the choice you have made will have better results for you regardless of what you lose by making it.

As an investor, an opportunity cost means the investment choices will always have immediate and future losses or gains. In conclusion, an opportunity cost means the loss you take to make a gain, or the loss of one gain for another gain.

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Viules Onboarding Tool Video: MKTG 3853 Lecture to Vivint Onboarding Tool Conte Housing in der orations 1. The World Bank mostly gives loans to: A Update Apple ID Settings Some account services will ne avaient you sain agal Drive 365 a the economically developed nations of the world O b. the economically developing nations of the world Evaluations brary Writing Center D Question 2 1 pts ASSO matics Learn- cess Center 2. The principle of comparative advantage helps to explain a nation's exports and imports: False Question 3 1 pts 3. The current account component of the balance of payments includes which of the following: O a Exports and imports of goods and services. b. Government borrowing c. Foreign investment. d. All of the above e. None of the above Visit Onboarding Tool Contrm Housing I Veint in der 4. Video MKTG 3653 Lecture 10 Vivint Onboarding Tos One of the main outcomes of the GATT has been: Update Apple ID Se Some account service available until you sig O a. The increase in quota restrictions among member countries. b. The reduction in tariffs among member countries. c. The increase of tariffs among member countries. Od. The establishment of trade barriers among member countries. D Questions 1 pts 5. In trying to deal with a high import tariff, the exporter might: O a. Ship unassembled products, b. Build a factory abroad. O c. Both of the above are true. Question 6 1 pts 6. For multinational companies, way(s) to overcome the effects of quota barriers to international trade is (are): a. Produce inside the host country. b. Sell higher priced (hence higher margin) products. 7. A major goal of the IMF (International Monetary Fund) is to: Update Apple ID Settings Some account services will ble until you sign in O a Help economically developing countries with their temporary balance of payment problems so they can continue to trade. O b. To pass judgment on international trade disputes. cAll of the above are true. D Question 8 1 pts 8. Government subsidies given to domestic forms are designed primarily a. To increase competition between domestic firms so that higher quality products may be produced b. To improve international competitiveness of domestic exporters by reducing their cost OcTo help domestic forms import products from the world market lie. subsidize their purchases). Question 9 1 pts 9. The Foreign Corrupt Practices Act of 1977 intended to stop: a. Unfair competitive behavior among corporations (such as price foxing). b. Hostage-taking by foreign governments. c. Environmental abuses (such as dumping of toxic waste in rivers) by multinational companies d. Payment of bribes to top foreign government officials who have policy making authority.

Answers

The Foreign Corrupt Practices Act of 1977 is a United States federal law that prohibits U.S. citizens and entities from bribing foreign government officials to benefit their business interests.

What is the Foreign Corrupt Practices Act?

Failure to establish internal controls, maintain accurate financial records, carry out enough payment audits, and implement proper anti-bribery compliance rules are a few examples of FCPA accounting infractions.

To ensure that bribes cannot be concealed, the FCPA contains two parts: anti-bribery rules and maintaining correct books, and records, as well as internal controls.

Persons with official connections to the United States and persons who act to further a breach while in the country are two major groups of people to whom the FCPA applies. Even when acting abroad, U.S. "issuers," including "domestic businesses," are subject to the FCPA.

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If a firm’s production creates detrimental externalities, then in a competitive market?

Answers

If a firm's production creates detrimental externalities, then in a competitive market, the firm will produce at an inefficiently high level.

A firm's production creates detrimental externalities, the firm will produce at an inefficiently high level in a competitive market. Externalities refer to the unintended consequences of economic activities affecting third parties.  These consequences are negative and can include things like pollution, congestion, or other negative impacts on society or the environment.

In a competitive market, firms operate with the goal of maximizing profits and produce up to the point where the marginal cost of production is equal to the marginal revenue. However, this does not take into account the negative externalities that are created. As a result, the firm will continue to produce even though the costs to society are greater than the benefits. This leads to an inefficient allocation of resources and an overproduction of items that create detrimental externalities.

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Which of these are long-term impacts of having a good credit history?

A. It prevents you from spending money on things you want instead of things you need
B. It lets you buy the thing you want like clothes or cellphones
C.It gives you freedom to shop around for the best deal on tech
D. It's easier to pay for major purchases like cars, houses, and education

Answers

It's easier to pay for major purchases like cars, houses, and education are long-term impacts of having a good credit history.  Thus, option D is correct.

What is credit?

Credit is the capacity to borrow cash and create purchase under a contract that calls for full repayment at a specific date. You typically have to start repaying higher than the value of the loan because of the interest rate.

Higher credit scores indicate that you have previously exhibited results add conduct, which may provide prospective creditors as well as lenders additional assurance when assessing a refund request. Long-term effects of having a solid credit history include making significant expenditures like automobiles, houses, and school more affordable to pay for.

Therefore, option D is the correct option.

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a company wants to have $20,000 at the beginning of each 6-month period for the next 4 1 2 years. if an annuity is set up for this purpose, how much must be invested now if the annuity earns 6.07%, compounded semiannually?

Answers

So, when annuities earns 6.07% compounded semiannually, a corporation invests $155,560.

What is meaning by a company?

To operate and administer an industrial or commercial enterprise, a group of individuals can create a legal body known as a corporation. For tax & financial liability concerns, a corporation may well be established up in a number of ways depending just on corporate law of its jurisdiction. There are three primary types of business entities: corporations, partnerships, and sole proprietorships. Each has unique benefits and downsides.

Any business created in accordance with the 2013 Companies Act is referred to as a "company." The term "company" is typically associated with a private limited corporation, but it can also broadly used to describe a sole proprietorship, a limited liability corporation, or even a section 8 company.

What is the purpose of a company?

A purpose statement sums up your company's motivations, which go beyond just turning a profit. . It also demonstrates how successfully your service or product helps the customers you deal with. Once your purpose is clear, you'll need a set of goals to help you achieve it.

Briefing:

The interest rate for the year is 6.07%. It is annually compounded.

The number of periods is 2*4.5=9 semesters.

The interest rate per period is i=0.0604/2=0.0302.

The annuity factor is:

An=(1-(1+i)^(-n))/i

=(1-(1.0302)^(-9))/0.0302

=(1-0.7651)/0.0302

An=0.2349/0.0302=7.778

The money that must be invested now to receive $20,000 over 4.5 years is as follows:

C=P×An

=20000×7.778

=$155,560

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